Displaying Savings Offers

Engine by MoneyLion’s Marketplace returns 2 offers types at this time:

• Savings Accounts

• Money Market Accounts

• Certificates of Deposit

Required Fields for Display

Engine by MoneyLion’s Financial Services partners require partners building a Native API integration to display a basic set of information associated with their offers. Here are the required fields to display:

Field Description	API Field Name	Example Response	Notes
Bank Brand Name	partner.name	Citi Bank
FDIC, NCUA status	details.federalInsuranceType	fdic or ncua or null
Product Name	details.name	360 Performance Savings
Bank Logo	partner.imageUrl	https://s3.amazonaws.com/images.engine.tech/logos/prod/lt_-_enablement_api-v2isl9ak.png
APY	details.annualPercentYield	1.50	String ‘Annual Percentage Yield’ (can’t shorten to APY) must be displayed and number must be shown as a percentage with up to 2 decimal places
Monthly Fee Amount	details.monthlyFee	0	Dollar value to be accompanied by the string ‘Monthly fee’
Check Writing Status	details.checkWriting	True	Status to be accompanied by the string ‘Check writing’’
Min Balance to Earn APY	details.minimumDeposit	2500	Dollar value to be accompanied by the string ‘Min balance to earn APY’
Marketing Details	details.description	<ul>\n<li>Lorem</li>\n<li>impsum</li></ul>	HTML formatted bulleted list of account attributes that are returned by the Financial Institutions.
As of Date	details.effectiveAsOf	2022-08-26T13:14:41.396113Z	Must be posted on each card

Here is an example of how an savings card is represented on Engine by MoneyLion’s owned experiences:

Offer Display Logic

Engine by MoneyLion recommends displaying the offers to the user in the order that they are returned by the API. The offers are displayed in the highest payout from the Financial Services provider, so when the user clicks on the first offer, you’ll receive the highest possible payouts from Engine by MoneyLion..

IMPORTANT

Do Not Cache Savings Offers Or Rate Tables

Financial Institutions for Savings do not allow for caching of offers or rate tables for consumers. You must re-poll the rateTables API endpoint each time you display offers to your consumers.

In the event that Engine by MoneyLion detects that an offer has been cached by your system, the user will be sent to an Engine by MoneyLion domain and you will not be compensated for that click.

If you are unable to fix this problem in a timely manner, we reserve the right to turn off the API access for your account.