# Appendix F: Secured Loan Speedbump details

This page contains instructions for when/how to display the [Secured Loan Speedbump](https://even-financial.gitbook.io/developer-center/native-api-integrations/personal/displaying-offers#offer-display-creating-a-speedbump-for-secured-offers)

## What does the speedbump look like?

Engine recommends partners building a Native API integration to create 2 variants of the speedbump, depending on whether:

1. The user clicked “Continue” on an offer in the offer wall itself, which fires a regular speedbump, which on Engine partner pages looks like:

<figure><img src="https://lh7-rt.googleusercontent.com/docsz/AD_4nXchz3tdmt3U0zznwI9zOvzKrbSbhba_R2JfNkQJsYWYG8Ie6hNHgmx_QJDtcXMPC2dXwSvAwH4eGCACXuf2PQn22cvMinQt93_WTHPp4FgsdF9-Na5fnA665YquChMJnzUSh4Ek?key=5yZd6h3DOcrOyHCVA-Ec9g" alt=""><figcaption></figcaption></figure>

2. The user clicked the “More Info” button on an offer in the offer wall, which on Engine partner pages fires a modal containing that Financial Institution's description/disclaimer text. In this flow, the speedbump appears as an info bubble above the "Continue" button:

<figure><img src="https://lh7-rt.googleusercontent.com/docsz/AD_4nXf5Dpue6ds5csnfqxP7atB9g2q_4YdXIJChFL_cOlN8Exam_KG_Be4Yz4Y1ydCfexBnpAOBH2eqiqEl-6IMgFcj0sHNemz2Q9Xtpyoov9A0XQZOiYd931DapqduIFg6dYzEG0yAoQ?key=5yZd6h3DOcrOyHCVA-Ec9g" alt=""><figcaption></figcaption></figure>

##

## When the speedbump should fire

Engine recommends using the following conditions when defining when the speedbump should fire for users:

<table data-header-hidden><thead><tr><th width="217.506591796875"></th><th width="490.564453125"></th></tr></thead><tbody><tr><td><strong>Condition</strong></td><td><strong>Rule</strong></td></tr><tr><td>Offer mix on rate table</td><td><p>Fire ONLY IF ALL are true:<br>(1) Count of lenders on rate table > 1<br>(2) 1 offer on rate table with <code>productSubType</code> “Secured Personal Loan”</p><p>(3) 1 offer on rate table with <code>productSubType</code> NOT “Secured Personal Loan”</p></td></tr><tr><td>User behavior</td><td><p>On Engine, a <strong>regular</strong> speedbump (variant 1 above) fires when users click "Continue" on the offer wall<br></p><p>On Engine, a <strong>more info</strong> modal variant of the speedbump (variant 2 above) fires when users click "More Info" on the offer wall</p></td></tr><tr><td>Rate limits</td><td>None, the speedbump can fire an unlimited number of times per lead and per session</td></tr></tbody></table>

## User Flow Diagram

{% file src="<https://3849802388-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MeMvVDbjd8vJWZ9Hwf0%2Fuploads%2FHv4weKFujApTz78UcoW3%2FSpeedbump_API_Partner_UserFlows.pdf?alt=media&token=5f2a94dc-e127-4e90-83d8-501455efddb1>" %}


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