# Displaying Savings Offers

Engine by MoneyLion’s Marketplace returns 2 offers types at this time:

* Savings Accounts
* Money Market Accounts
* Certificates of Deposit

## Required Fields for Display

Engine by MoneyLion’s Financial Services partners require partners building a Native API integration to display a basic set of information associated with their offers. Here are the required fields to display:

| **Field Description**   | **API Field Name**           | **Example Response**                                                                            | **Notes**                                                                                                                                      |
| ----------------------- | ---------------------------- | ----------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------- |
| Bank Brand Name         | partner.name                 | Citi Bank                                                                                       | <p><br></p>                                                                                                                                    |
| FDIC, NCUA status       | details.federalInsuranceType | fdic or ncua or null                                                                            | <p><br></p>                                                                                                                                    |
| Product Name            | details.name                 | 360 Performance Savings                                                                         | <p><br></p>                                                                                                                                    |
| Bank Logo               | partner.imageUrl             | <https://s3.amazonaws.com/images.engine.tech/logos/prod/lt\\_-\\_enablement\\_api-v2isl9ak.png> | <p><br></p>                                                                                                                                    |
| APY                     | details.annualPercentYield   | 1.50                                                                                            | String ‘Annual Percentage Yield’ (can’t shorten to APY) must be displayed and number must be shown as a percentage with up to 2 decimal places |
| Monthly Fee Amount      | details.monthlyFee           | 0                                                                                               | Dollar value to be accompanied by the string ‘Monthly fee’                                                                                     |
| Min Balance to Earn APY | details.minimumDeposit       | 2500                                                                                            | Dollar value to be accompanied by the string ‘Min balance to earn APY’                                                                         |
| Marketing Details       | details.description          | \<ul>\n\<li>Lorem\</li>\n\<li>impsum\</li>\</ul>                                                | HTML formatted bulleted list of account attributes that are returned by the Financial Institutions.                                            |
| As of Date              | details.effectiveAsOf        | 2022-08-26T13:14:41.396113Z                                                                     | Must be posted on each card                                                                                                                    |

Here is an example of how an savings card is represented on Engine by MoneyLion’s owned experiences:

<figure><img src="/files/gTgSGLinJJTMtS2ymPhi" alt=""><figcaption></figcaption></figure>

## Offer Display Logic

Engine by MoneyLion recommends displaying the offers to the user in the order that they are returned by the API. The offers are displayed in the highest payout from the Financial Services provider, so when the user clicks on the first offer, you’ll receive the highest possible payouts from Engine by MoneyLion..

<mark style="color:red;">**IMPORTANT**</mark>

Do Not Cache Savings Offers Or Rate Tables

Financial Institutions for Savings do not allow for caching of offers or rate tables for consumers. You must re-poll the rateTables API endpoint each time you display offers to your consumers.

In the event that Engine by MoneyLion detects that an offer has been cached by your system, the user will be sent to an Engine by MoneyLion domain and you will not be compensated for that click.

If you are unable to fix this problem in a timely manner, we reserve the right to turn off the API access for your account.


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