# Additional Compliance Recommendations & Best Practices Information collected in some Consumer Information Fields will be used by the Financial Institutions on our platform for purposes that require consent and/or legal disclosures. The following fields are recommended to be provided to consumers at the point where that information is being collected. [APPENDIX A](https://even-financial.gitbook.io/developer-center/references/appendix/a) contains examples of these items as presented on Engine by MoneyLion owned experiences. ## Phone Number Collection Notice At the point of collection, provide notice to the consumer explaining the purpose for collecting their phone number. The Phone Number Collection Notice is in support of the Telephone Consumer Protection Act (TCPA) Disclosure and Consent. * **Placement:** The Phone Number Collection Notice should be placed near the phone number field as a static field or a pop-up/hover field. ## Social Security Number Collection Notice At the point of collection, provide a notice to the consumer explaining the purpose for collecting their social security number. The Social Security Number Collection Notice is in support of the Fair Credit Reporting Act (FCRA) Disclosure and Consent. * **Placement:** The Social Security Number Collection Notice should be placed near the SSN field as a static field or a pop-up/hover field. ## Credit Rating Ranges Engine by MoneyLion will pass the consumer’s credit information to the Financial Institutions in exactly the format it is passed to us. Consumer’s credit information can be passed as either a credit score or credit rating. Regardless of the format used, we recommend that you provide a list of credit ratings and associated numeric ranges for reference. * Placement: The Credit Rating Ranges should be placed near the credit rating field as a static field or a pop-up/hover field. ## Annual Income Defined At the point of collection, provide a definition for “annual income” and the types of income that can be considered. * **Placement:** The annual income definition should be placed near the annual income field as a static field or a pop-up/hover field. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://even-financial.gitbook.io/developer-center/native-api-integrations/2nd-look-marketplace/compliance/additional-compliance-recommendations-and-best-practices.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.