> For the complete documentation index, see [llms.txt](https://even-financial.gitbook.io/developer-center/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://even-financial.gitbook.io/developer-center/marketplace-integrations/native-api/auto-insurance.md).

# Auto Insurance

Welcome to Engine's Auto Insurance Short Form API Integration Guide!

This document provides everything you need to integrate with Engine's platform and match users with auto insurance offers from carriers and marketplace partners.

{% hint style="info" %}
**Short form** is a streamlined auto insurance marketplace flow that requires only 6 core data points to generate personalized offers.
{% endhint %}

## Key Capabilities

⚡ **Dynamic offers:** Retrieve offers from minimal user, vehicle, and policy-holder information.

⏱️ **Asynchronous aggregation:** Aggregate carrier and partner offers through a poll-based rate table.

🎯 **Personalized results:** Show ranked offers, marketing copy, carrier branding, and impression tracking.

🛡️ **Compliance:** Enable a seamless, compliant, and user-friendly experience.

## Getting Started

To retrieve auto insurance offers, submit an offer search with `"productTypes": ["AutomobileInsurance"]` with:

<table><thead><tr><th width="210.6796875">Field</th><th>API property</th></tr></thead><tbody><tr><td>ZIP code</td><td><code>personalInformation.zipcode</code></td></tr><tr><td>Date of birth</td><td><code>personalInformation.dateOfBirth</code></td></tr><tr><td>Current insurer status</td><td><code>autoInsuranceInformation.currentIssuer</code> or <code>hasAutoInsurance</code></td></tr><tr><td>Number of vehicles</td><td><code>autoInsuranceInformation.numberOfVehicles</code></td></tr><tr><td>Homeowner status</td><td><code>autoInsuranceInformation.policyHolderInformation.isHomeOwner</code></td></tr><tr><td>Military status</td><td><code>autoInsuranceInformation.policyHolderInformation.isMilitary</code></td></tr></tbody></table>

Unlike some other Engine product lines, **the Auto Insurance API is asynchronous:** carriers and partners respond to the offer search at different speeds, so your initial request will typically return with the search still in progress. You then poll a second endpoint to retrieve the completed rate table as responses arrive.

## Process Overview

<figure><img src="/files/7aCc3kRr3h6kI07BntwZ" alt=""><figcaption></figcaption></figure>

{% hint style="info" %}
Engine recommends polling the rate table endpoint approximately once every second, for up to 15 seconds, or until `pendingResponses` is empty. Display offers already present in the `offers` array while polling continues for pending responses.
{% endhint %}

<table data-view="cards"><thead><tr><th></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>📘 API Reference</strong><br>Understand the request and response structure.</td><td><a href="/pages/4pEQAWU4rIwm2qRi3urB">/pages/4pEQAWU4rIwm2qRi3urB</a></td></tr><tr><td><strong>🎨 Building Your UI</strong><br>Implement display logic and user experience patterns.</td><td><a href="/pages/M1CvyChcQ7UaieNVxJwo">/pages/M1CvyChcQ7UaieNVxJwo</a></td></tr><tr><td><strong>🛡️ Compliance</strong><br>Review required disclosures and consents before launch.</td><td><a href="/pages/6Z6RyRma6VVQVXNyMutm">/pages/6Z6RyRma6VVQVXNyMutm</a></td></tr></tbody></table>


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