# Models

## The OfferSearch object

```json
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```

## The ProductType object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"ProductType":{"type":"string","title":"ProductType","description":"Available product types from the Offer Catalog","enum":["AlternativeInvestments","AutoInsurance","AutomobileInsurance","AutomobileLoan","AutomobileRefinance","AutoServices","BankingAccount","BrokerageAccount","BudgetingTools","BusinessLendingMarketplace","BusinessLineOfCredit","CancellationServices","CashAdvance","CashManagementAccount","CashRewards","CertificateOfDeposit","CheckingAccount","CommercialAutoLoan","CreditBuilderDebitCard","CreditBuilderLoan","CreditBuilderSecuredCreditCard","CreditMonitoring","CreditRepair","CryptoBrokerage","DebtSettlement","EarnedWageAccess","EducationOffers","Freebies","GigEconomy","HomeEquityLineOfCredit","HomeEquityLoan","IncomeOpportunities","IncomeProtection","InstallmentLoanMarketplace","MoneyMarketAccount","MortgageCashOutRefinance","MortgagePurchase","MortgageRefinance","OverdraftProtection","RentersInsurance","RentUtilityBillReporting","RevenueBasedFinancing","RoboInvesting","SavingsAccount","SecuredCreditCard","SecuredPersonalLoan","SpecialtyVehicleInsurance","StudentLoan","StudentLoanRefinance","TaxFiling","TermLifeInsurance","TravelOffers","UnsecuredCreditCard","UnsecuredLineOfCredit","UnsecuredPersonalLoan","UtilitiesDiscounts"]}}}}
```

## The ApiVersion object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"ApiVersion":{"type":"string","enum":["draft","2026-01-01"]}}}}
```

## The LeadRequestOfferCatalog object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"LeadRequestOfferCatalog":{"type":"object","properties":{"productTypes":{"type":"array","description":"Product types in which the `Lead` is interested","items":{"$ref":"#/components/schemas/ProductType"}},"uuid":{"type":"string","format":"uuid","description":"Primary UUID for a `Lead`"},"sessionUuid":{"type":"string","format":"uuid","description":"UUID used to link leads across verticals, unique per user per supply sub-account"},"deviceId":{"type":"string","format":"uuid","description":"Unique identifier for the lead's device."},"profileUuid":{"type":"string","format":"uuid","description":"The UUID of the profile that this lead belongs to."},"loanInformation":{"$ref":"#/components/schemas/loanInformation"},"personalInformation":{"$ref":"#/components/schemas/personalInformationRequest"},"personalReferenceInformation":{"$ref":"#/components/schemas/personalReferenceInformation"},"mortgageInformation":{"$ref":"#/components/schemas/mortgageInformation"},"creditCardInformation":{"$ref":"#/components/schemas/creditCardInformation"},"savingsInformation":{"$ref":"#/components/schemas/savingsInformation"},"creditInformation":{"$ref":"#/components/schemas/creditInformation"},"financialInformation":{"$ref":"#/components/schemas/financialInformationRequest"},"employmentInformation":{"$ref":"#/components/schemas/employmentInformation"},"legalInformation":{"$ref":"#/components/schemas/legalInformation"},"educationInformation":{"$ref":"#/components/schemas/educationInformation"},"coApplicantInformation":{"$ref":"#/components/schemas/coApplicantInformation"},"healthInformation":{"$ref":"#/components/schemas/healthInformation"},"vehicleInformation":{"$ref":"#/components/schemas/vehicleInformation"},"autoInsuranceInformation":{"$ref":"#/components/schemas/autoInsuranceInformation"},"lifeInsuranceInformation":{"$ref":"#/components/schemas/lifeInsuranceInformation"},"refinanceLoans":{"type":"array","items":{"$ref":"#/components/schemas/refinanceLoanInformation"},"description":"One or more loans that the lead wishes to refinance or consolidate"},"identificationInformation":{"$ref":"#/components/schemas/identificationInformation"},"clientTags":{"$ref":"#/components/schemas/clientTags"},"sessionInformation":{"$ref":"#/components/schemas/sessionInformation"}}},"ProductType":{"type":"string","title":"ProductType","description":"Available product types from the Offer Catalog","enum":["AlternativeInvestments","AutoInsurance","AutomobileInsurance","AutomobileLoan","AutomobileRefinance","AutoServices","BankingAccount","BrokerageAccount","BudgetingTools","BusinessLendingMarketplace","BusinessLineOfCredit","CancellationServices","CashAdvance","CashManagementAccount","CashRewards","CertificateOfDeposit","CheckingAccount","CommercialAutoLoan","CreditBuilderDebitCard","CreditBuilderLoan","CreditBuilderSecuredCreditCard","CreditMonitoring","CreditRepair","CryptoBrokerage","DebtSettlement","EarnedWageAccess","EducationOffers","Freebies","GigEconomy","HomeEquityLineOfCredit","HomeEquityLoan","IncomeOpportunities","IncomeProtection","InstallmentLoanMarketplace","MoneyMarketAccount","MortgageCashOutRefinance","MortgagePurchase","MortgageRefinance","OverdraftProtection","RentersInsurance","RentUtilityBillReporting","RevenueBasedFinancing","RoboInvesting","SavingsAccount","SecuredCreditCard","SecuredPersonalLoan","SpecialtyVehicleInsurance","StudentLoan","StudentLoanRefinance","TaxFiling","TermLifeInsurance","TravelOffers","UnsecuredCreditCard","UnsecuredLineOfCredit","UnsecuredPersonalLoan","UtilitiesDiscounts"]},"loanInformation":{"type":"object","properties":{"purpose":{"$ref":"#/components/schemas/purpose"},"loanAmount":{"type":"integer","format":"int32"}}},"purpose":{"type":"string","enum":["auto","auto_purchase","auto_refinance","baby","boat","business","car_repair","cosmetic","credit_card_refi","debt_consolidation","emergency","engagement","green","home_improvement","home_purchase","home_refi","household_expenses","large_purchases","life_event","medical_dental","motorcycle","moving_relocation","other","rv","special_occasion","student_loan","student_loan_refi","taxes","unknown","vacation","wedding"]},"personalInformationRequest":{"type":"object","properties":{"firstName":{"type":"string"},"lastName":{"type":"string"},"aliasFirstName":{"type":"string","description":"The first name the lead uses as an alias"},"aliasLastName":{"type":"string","description":"The last name the lead uses as an alias"},"email":{"$ref":"#/components/schemas/email"},"city":{"type":"string"},"state":{"$ref":"#/components/schemas/state-lead"},"workPhone":{"type":"string","pattern":"^1?\\d{10}$"},"primaryPhone":{"type":"string","pattern":"^1?\\d{10}$"},"bestTimeToCall":{"$ref":"#/components/schemas/bestTimeToCall"},"address1":{"type":"string","description":"Street address (primary address line)"},"address2":{"type":"string","description":"Secondary address line"},"addressMoveInDate":{"type":"string","format":"date","description":"The date the lead moved into their current address"},"zipcode":{"type":"string","pattern":"^\\d{5}([-\\s]\\d{4})?$"},"monthsAtAddress":{"type":"integer","format":"int32","description":"Number of months the provided address has been the lead's primary residence"},"driversLicenseNumber":{"type":"string"},"driversLicenseState":{"type":"string","description":"State in which the driver's license was issued"},"ipAddress":{"type":"string","format":"ip","description":"IP address"},"activeMilitary":{"type":"boolean","description":"Whether the lead is currently in the military (not a veteran)"},"militaryVeteran":{"type":"boolean","description":"Whether the lead is a veteran (should not be used if the lead is active in the military)"},"dateOfBirth":{"type":"string","format":"date"},"educationLevel":{"deprecated":true,"allOf":[{"$ref":"#/components/schemas/educationLevel"}]},"ssn":{"$ref":"#/components/schemas/ssn"},"citizenshipStatus":{"$ref":"#/components/schemas/citizenshipStatus"}}},"email":{"type":"string","format":"email","pattern":"^[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+(?:\\.[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+)*@(?:[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?\\.)+[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?$"},"state-lead":{"type":"string","format":"state","title":"state","description":"A two character upper case state, Puerto Rico, or District of Columbia code","enum":["AK","AL","AR","AZ","CA","CO","CT","DC","DE","FL","GA","HI","IA","ID","IL","IN","KS","KY","LA","MA","MD","ME","MI","MN","MO","MS","MT","NC","ND","NE","NH","NJ","NM","NV","NY","OH","OK","OR","PA","PR","RI","SC","SD","TN","TX","UT","VA","VI","VT","WA","WI","WV","WY"]},"bestTimeToCall":{"type":"string","enum":["morning","afternoon","evening","night"]},"educationLevel":{"type":"string","enum":["high_school","associate","bachelors","masters","doctorate","other_grad_degree","certificate","did_not_graduate","still_enrolled","other"]},"ssn":{"type":"string","pattern":"^(?!\\b(\\d)\\1+-(\\d)\\1+-(\\d)\\1+\\b)(?!123-45-6789|219-09-9999|078-05-1120)(?!666|000|9\\d{2})\\d{3}-(?!00)\\d{2}-(?!0{4})\\d{4}$"},"citizenshipStatus":{"type":"string","description":"Citizenship status","enum":["citizen","permanent_resident","other"]},"personalReferenceInformation":{"type":"object","properties":{"firstName":{"type":"string","description":"The first name of the personal reference supplied by the lead"},"lastName":{"type":"string","description":"The last name of the personal reference supplied by the lead"},"primaryPhone":{"type":"string","pattern":"^1?\\d{10}$","description":"The phone number of the personal reference supplied by the lead"},"relationType":{"$ref":"#/components/schemas/personalReferenceRelationType","description":"The relation of the personal reference supplied by the lead"}}},"personalReferenceRelationType":{"type":"string","enum":["parent","employer","spouse","guardian","sibling","relative","friend","other"]},"mortgageInformation":{"type":"object","properties":{"propertyType":{"$ref":"#/components/schemas/propertyType"},"propertyValue":{"type":"integer","format":"int32"},"mortgageBalance":{"type":"integer","format":"int32"},"lenderName":{"type":"string"},"hasFHALoan":{"type":"boolean"},"currentWithLoan":{"type":"boolean"},"propertyStatus":{"$ref":"#/components/schemas/propertyStatus"},"mortgageType":{"$ref":"#/components/schemas/mortgageType"},"mortgageAmount":{"type":"integer","format":"int32","description":"Amount the lead will borrow"},"downPaymentAmount":{"type":"integer","format":"int32"},"propertyState":{"type":"string"},"propertyCounty":{"type":"string"},"propertyAddress1":{"type":"string","description":"Street address (primary address line)"},"propertyAddress2":{"type":"string","description":"Secondary address line"},"propertyZipcode":{"type":"string"},"propertyCity":{"type":"string"},"refinanceAmount":{"type":"integer","format":"int32","description":"Amount the lead will borrow for refinancing an existing mortgage"},"cashOutAmount":{"type":"integer","format":"int32","description":"Additional amount the lead will borrow against existing home equity in the case of refinance"},"occupancyType":{"$ref":"#/components/schemas/occupancyType"},"refinanceType":{"$ref":"#/components/schemas/refinanceType"},"propertySearchStatus":{"$ref":"#/components/schemas/propertySearchStatus"},"numUnits":{"type":"integer","format":"int32","description":"The number of legal units on the property"},"closingDate":{"type":"string","format":"date"},"purchaseStatus":{"$ref":"#/components/schemas/purchaseStatus"},"purchaseDate":{"type":"string","format":"date"},"monthlyHoaFee":{"type":"number","format":"float","description":"The amount of the HOA fee for the lead"},"mortgageCompany":{"type":"string","description":"The name of the company holding the lead's mortgage"},"mortgageEscrowAmount":{"type":"number","format":"float","description":"The amount of escrow the lead pays"},"includeFhaLoans":{"type":"boolean","description":"If true, the lead will receive FHA loan offers; if false, they will not.\n"},"includeVaLoans":{"type":"boolean","description":"If true, the lead will receive VA loan offers; if false, they will not.\n"},"requestedLoanTerms":{"type":"array","items":{"$ref":"#/components/schemas/mortgageLoanType"}},"mortechCreditRating":{"$ref":"#/components/schemas/mortechCreditRating"}}},"propertyType":{"type":"string","enum":["rent","condo","multi_unit","single_family","townhouse"]},"propertyStatus":{"type":"string","enum":["own_outright","own_with_mortgage","rent"]},"mortgageType":{"type":"string","enum":["purchase","refinance"]},"occupancyType":{"type":"string","enum":["primary","secondary","investment"]},"refinanceType":{"type":"string","enum":["cash_out","rate_term"]},"propertySearchStatus":{"type":"string","enum":["found","not_found"]},"purchaseStatus":{"type":"string","enum":["no_offer","offer_accepted","offer_pending","under_contract"]},"mortgageLoanType":{"type":"string","enum":["ten_year_fixed","fifteen_year_fixed","twenty_year_fixed","thirty_year_fixed","forty_year_fixed","three_year_intro_30_year_adjustable","five_year_intro_30_year_adjustable","seven_year_intro_30_year_adjustable","ten_year_intro_30_year_adjustable"]},"mortechCreditRating":{"type":"string","enum":["Excellent (780-850)","Excellent (760-779)","Excellent (740-759)","Good (720-739)","Good (700-719)","Fair (680-699)","Fair (660-679)","Poor (640-659)","Poor (620-639)","Poor (580-619)","Poor (Under 580)"]},"creditCardInformation":{"type":"object","properties":{"allowAnnualFee":{"type":"boolean"},"cardPurposes":{"type":"array","items":{"$ref":"#/components/schemas/cardPurposes"},"description":"A list of card purposes in which the lead is interested"}}},"cardPurposes":{"type":"string","description":"Purposes or categories related to a credit card","enum":["balance_transfer","cash_back","earning_rewards","improve_credit","low_interest","new_to_credit","student","travel_incentives"]},"savingsInformation":{"type":"object","properties":{"minDepositAmount":{"type":"integer","format":"int64","description":"The minimum amount a `Lead` is interested in depositing when opening a new savings account"},"maxDepositAmount":{"type":"integer","format":"int64","description":"The maximum amount a `Lead` is interested in depositing when opening a new savings account"}}},"creditInformation":{"type":"object","description":"Credit history information relating to a `Lead`","properties":{"providedCreditRating":{"$ref":"#/components/schemas/providedCreditRating"},"providedNumericCreditScore":{"type":"integer","format":"int32","description":"FICO credit score provided by a `Lead`"}}},"providedCreditRating":{"type":"string","enum":["excellent","good","fair","poor","limited","unknown"]},"financialInformationRequest":{"type":"object","properties":{"employmentStatus":{"$ref":"#/components/schemas/employmentStatus"},"employmentPayFrequency":{"$ref":"#/components/schemas/employmentPayFrequency"},"annualIncome":{"type":"integer","format":"int32"},"monthlyNetIncome":{"type":"integer","format":"int32"},"bankName":{"type":"string"},"bankRoutingNumber":{"type":"string"},"bankAccountType":{"$ref":"#/components/schemas/bankAccountType"},"creditCardDebt":{"type":"integer","format":"int32"},"monthsAtBank":{"type":"integer","format":"int32"},"bankAccountNumber":{"type":"string"},"monthlyDebt":{"type":"integer","format":"int32"},"totalAssets":{"type":"integer","format":"int32"},"monthlyHousingPayment":{"type":"integer","format":"int32"},"availableAssets":{"type":"integer","format":"int32"},"additionalIncome":{"type":"integer","format":"int32","description":"The amount of additional income the lead recieves"},"additionalIncomeFrequency":{"$ref":"#/components/schemas/employmentPayFrequency","description":"The frequency the lead recieves additional income"},"hasDirectDeposit":{"type":"boolean","description":"Do you have a direct deposit?"},"totalUnsecuredDebt":{"type":"integer","format":"int32","description":"Approximate total unsecured debt in dollars"}}},"employmentStatus":{"type":"string","enum":["employed","employed_full_time","employed_part_time","military","not_employed","self_employed","retired","other"]},"employmentPayFrequency":{"type":"string","enum":["weekly","biweekly","twice_monthly","monthly"]},"bankAccountType":{"type":"string","enum":["checking","savings","other"]},"employmentInformation":{"type":"object","properties":{"employerName":{"type":"string"},"employerAddress":{"type":"string"},"employerAddress2":{"type":"string"},"employerCity":{"type":"string"},"employerPhone":{"type":"string"},"employerState":{"type":"string"},"employerZip":{"type":"string"},"jobTitle":{"type":"string"},"monthsEmployed":{"type":"integer","format":"int32"},"directDeposit":{"type":"boolean","description":"Whether a `Lead` uses direct deposit for their salary"},"payDate1":{"type":"string","format":"date"},"payDate2":{"type":"string","format":"date"},"startDate":{"type":"string","format":"date","description":"The date the lead started working at their current employer (YYYY-MM-DD)"}}},"legalInformation":{"type":"object","description":"Information regarding a `Lead`'s communication consent","properties":{"consentsToFcra":{"type":"boolean","description":"Whether the lead was shown, and consented to a Fair Credit Reporting Act notice"},"consentsToSms":{"type":"boolean","description":"The lead agrees to recieve SMS text messages from the Financial Institution"},"consentsToTcpa":{"type":"boolean","description":"Whether the lead was shown, and consented to a Telephone Consumer Protection Act notice"},"batchConsentVersion":{"$ref":"#/components/schemas/batchConsentVersion"},"fcraLanguage":{"type":"string","description":"The exact FCRA language to which the lead consented"},"tcpaLanguage":{"type":"string","description":"The exact TCPA language to which the lead consented"},"batchConsentLanguage":{"type":"string","description":"The exact batch consent language to which the lead consented"}}},"batchConsentVersion":{"type":"string","enum":["v1","v2"]},"educationInformation":{"type":"object","properties":{"educationLevel":{"$ref":"#/components/schemas/educationLevel"},"graduateDegreeType":{"$ref":"#/components/schemas/graduateDegreeType"},"universityAttended":{"type":"string","description":"Name of university where a lead received their undergraduate degree.\nA lookup service for possible universities is available from using the /leads/universities endpoint.\nTo maximize returned offers, this string must match one of the names returned from the lookup.\n","deprecated":true},"universityOpeId":{"type":"string","$ref":"#/components/schemas/opeId"},"graduationDate":{"type":"string","format":"date","description":"Date the lead graudated from undergrad (YYYY-MM-DD)","deprecated":true},"graduateGraduationDate":{"type":"string","format":"date","description":"Lead's graduate school graduation date (YYYY-MM-DD)"},"graduateLastAttendedDate":{"type":"string","format":"date","description":"Lead's last attended month/year for graduate school (YYYY-MM-DD)"},"graduateUniversityAttended":{"type":"string","description":"Name of university where a lead received their graduate degree.\nA lookup service for possible universities is available from using the /leads/universities endpoint.\nTo maximize returned offers, this string must match one of the names returned from the lookup.\n"},"graduateUniversityOpeId":{"$ref":"#/components/schemas/opeId"},"undergraduateGraduationDate":{"type":"string","format":"date","description":"Date the lead graduated from undergrad (YYYY-MM-DD)."},"undergraduateLastAttendedDate":{"type":"string","format":"date","description":"Lead's last attended month/year for undergrad (YYYY-MM-DD)"},"undergraduateUniversityAttended":{"type":"string","description":"Name of university where a lead received their undergraduate degree.\nA lookup service for possible universities is available from using the /leads/universities endpoint.\nTo maximize returned offers, this string must match one of the names returned from the lookup.\n"},"undergraduateUniversityOpeId":{"type":"string","$ref":"#/components/schemas/opeId"}}},"graduateDegreeType":{"type":"string","enum":["doctor_of_medicine","doctor_of_osteopathic_medicine","doctor_of_optometry","doctor_of_dental_medicine","dentariae_medicinae_doctoris","doctor_of_dental_surgery","doctor_of_veterinary_medicine","doctor_of_pharmacy","veterinariae_medicinae_doctoris","master_of_arts","master_of_science","master_of_research","master_of_research_project","master_of_studies","master_of_business_administration","master_of_library_science","master_of_public_administration","master_of_public_health","master_of_laws","master_of_arts_liberal_studies","master_of_fine_arts","master_of_music","master_of_education","master_of_engineering","master_of_architecture","juris_doctor","other"]},"opeId":{"type":"string","pattern":"^\\d{6}[A-Za-z\\d]{2}$","description":"identification number used by the U.S. Department of Education's Office of Postsecondary Education (OPE) to identify schools that have Program Participation Agreements (PPA) so that its students are eligible to participate in Federal Student Financial Assistance programs under Title IV regulations. This is a 6-digit number followed by a 2-digit suffix used to identify branches, additional locations, and other entities that are part of the eligible institution."},"coApplicantInformation":{"type":"object","description":"The personal information of a co-applicant that may be considered in the\nunderwriting and approval of a loan.\n","properties":{"firstName":{"type":"string"},"lastName":{"type":"string"},"dateOfBirth":{"type":"string","format":"date"},"annualIncome":{"type":"integer","format":"int32"},"streetAddress1":{"type":"string","description":"Street address (primary address line)"},"streetAddress2":{"type":"string","description":"Secondary address line"},"city":{"type":"string"},"state":{"$ref":"#/components/schemas/state-lead"},"zipcode":{"type":"string","pattern":"^\\d{5}([-\\s]\\d{4})?$"}}},"healthInformation":{"type":"object","properties":{"gender":{"$ref":"#/components/schemas/gender"},"heightInInches":{"type":"integer","format":"int32"},"weightInPounds":{"type":"integer","format":"int32"},"tobaccoSmoker":{"type":"boolean"}}},"gender":{"type":"string","enum":["male","female"]},"vehicleInformation":{"type":"object","title":"Vehicle information","properties":{"monthlyPayment":{"type":"number","format":"int32","description":"The lead's monthly auto loan payment"},"estimatedMileage":{"type":"number","format":"integer","description":"The vehicle's estimated number of miles driven"},"vehicleIdentificationNumber":{"type":"string","description":"The vehicle identification number (VIN) of the financed vehicle"},"vehicleUuid":{"type":"string","format":"uuid","description":"The UUID representing the unique Year/Make/Model/Trim of the financed vehicle"}}},"autoInsuranceInformation":{"type":"object","properties":{"numberOfVehicles":{"type":"integer","format":"int32"},"hasAutoInsurance":{"type":"boolean"},"priorCarrierInformation":{"$ref":"#/components/schemas/priorCarrierInformation"},"policyEffectiveDate":{"type":"string","format":"date"},"coverageInformation":{"$ref":"#/components/schemas/coverageInformation"},"garageInformation":{"$ref":"#/components/schemas/garageInformation"},"vehiclesInformation":{"type":"array","items":{"$ref":"#/components/schemas/vehicleInformation"}},"driversInformation":{"type":"array","items":{"$ref":"#/components/schemas/driverInformation"}}}},"priorCarrierInformation":{"type":"object","title":"Prior Carrier Information","properties":{"carrierName":{"type":"string","description":"Name of the prior insurance carrier"},"timeInsuredMonths":{"type":"integer","format":"int32","description":"Duration in months the lead was insured with the prior carrier"}}},"coverageInformation":{"type":"object","title":"Coverage Information","properties":{"bodilyInjuryAmount":{"type":"integer","format":"int32","description":"Bodily injury coverage amount"},"propertyDamageAmount":{"type":"integer","format":"int32","description":"Property damage coverage amount"},"collisionAmount":{"type":"integer","format":"int32","description":"Collision coverage amount"}}},"garageInformation":{"type":"object","title":"Garage Information","properties":{"address1":{"type":"string","description":"Street address line 1 of the garage location"},"address2":{"type":"string","description":"Street address line 2 of the garage location (optional)"},"city":{"type":"string","description":"City where the vehicle is garaged"},"state":{"type":"string","description":"State where the vehicle is garaged"},"zipCode":{"type":"string","description":"ZIP code of the garage address"}}},"driverInformation":{"type":"object","title":"Driver Information","properties":{"role":{"$ref":"#/components/schemas/driverRole","description":"Role of the driver (e.g., primary, secondary)"},"gender":{"$ref":"#/components/schemas/gender","description":"Driver's gender"},"personalInformation":{"$ref":"#/components/schemas/personalInformation","description":"Personal information of the driver"}}},"driverRole":{"type":"string","enum":["primary","secondary","unlisted"]},"personalInformation":{"type":"object","properties":{"firstName":{"type":"string"},"lastName":{"type":"string"},"aliasFirstName":{"type":"string","description":"The first name the lead uses as an alias"},"aliasLastName":{"type":"string","description":"The last name the lead uses as an alias"},"email":{"$ref":"#/components/schemas/email"},"city":{"type":"string"},"state":{"$ref":"#/components/schemas/state-lead"},"workPhone":{"type":"string","pattern":"^1?\\d{10}$"},"primaryPhone":{"type":"string","pattern":"^1?\\d{10}$"},"bestTimeToCall":{"$ref":"#/components/schemas/bestTimeToCall"},"address1":{"type":"string","description":"Street address (primary address line)"},"address2":{"type":"string","description":"Secondary address line"},"addressMoveInDate":{"type":"string","format":"date","description":"The date the lead moved into their current address"},"zipcode":{"type":"string","pattern":"^\\d{5}([-\\s]\\d{4})?$"},"monthsAtAddress":{"type":"integer","format":"int32","description":"Number of months the provided address has been the lead's primary residence"},"driversLicenseNumber":{"type":"string"},"driversLicenseState":{"type":"string","description":"State in which the driver's license was issued"},"ipAddress":{"type":"string","format":"ip","description":"IP address"},"activeMilitary":{"type":"boolean","description":"Whether the lead is currently in the military (not a veteran)"},"militaryVeteran":{"type":"boolean","description":"Whether the lead is a veteran (should not be used if the lead is active in the military)"},"dateOfBirth":{"type":"string","format":"date"},"educationLevel":{"deprecated":true,"allOf":[{"$ref":"#/components/schemas/educationLevel"}]},"ssn":{"$ref":"#/components/schemas/ssn"},"citizenshipStatus":{"$ref":"#/components/schemas/citizenshipStatus"}}},"lifeInsuranceInformation":{"type":"object","title":"Life insurance information","description":"Life insurance information","properties":{"carrierUuid":{"type":"string","format":"uuid","description":"Carrier UUID of the policy\n"},"duration":{"type":"integer","format":"int32","description":"Duration, in years\n"},"policyAmount":{"type":"integer","format":"int32","description":"Policy amount, in dollars"},"packageTypes":{"type":"array","items":{"$ref":"#/components/schemas/packageType"}}}},"packageType":{"type":"string","description":"Life insurance package types","enum":["basic","essential","elite"]},"refinanceLoanInformation":{"type":"object","title":"Refinance loan information","properties":{"accountNumber":{"type":"string","description":"The account number for a loan the lead is refinancing"},"incomeBasedRepayment":{"type":"boolean","description":"If the repayment is income-based for a loan the lead is refinancing"},"interestRate":{"type":"number","format":"float","description":"The interest rate for a loan the lead is refinancing"},"loanAmount":{"type":"integer","format":"int32","description":"The loan amount for a loan the lead is refinancing"},"loanServicer":{"type":"string","description":"The name of a loan servicer of a loan the lead is refinancing"},"loanType":{"$ref":"#/components/schemas/refinanceLoanType","description":"The loan type for a loan the lead is refinancing"},"nextPaymentAmount":{"type":"number","format":"float","description":"The amount the next payment will be on a loan the lead is refinancing"},"nextPaymentDate":{"type":"string","format":"date","description":"The next payment date for a loan the lead is refinancing"}}},"refinanceLoanType":{"type":"string","enum":["federal_student_loan","private_student_loan"]},"identificationInformation":{"type":"object","properties":{"idNumber":{"type":"string","description":"The ID number supplied by the lead"},"idState":{"type":"string","description":"The state of issue of the supplied ID"},"idType":{"$ref":"#/components/schemas/idType","description":"The form of the ID number supplied by the lead"}}},"idType":{"type":"string","enum":["driver_license","state_id","passport"]},"clientTags":{"type":"object","description":"Arbitrary key-values mappings to associate with a `Lead`. This field can be use to attach `subid`s to a `Lead`","additionalProperties":{"type":"array","items":{"type":"string"}},"maxProperties":1,"minProperties":1},"sessionInformation":{"type":"object","description":"Browsing session information accociated with a `Lead`","properties":{"ipAddress":{"type":"string"},"userAgent":{"type":"string"},"browserFingerprint":{"type":"string"}}}}}}
```

## The AlternativeInvestments object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"AlternativeInvestments":{"required":["createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"AlternativeInvestments"}}}}
```

## The AutoServices object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"AutoServices":{"required":["createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"AutoServices"}}}}
```

## The AutomobileInsurance object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"AutomobileInsurance":{"required":["createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"AutomobileInsurance"}}}}
```

## The AutomobileLoan object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"AutomobileLoan":{"required":["amountCentsMax","amountCentsMin","annualPercentageRateBasisPointsMax","annualPercentageRateBasisPointsMin","annualPercentageRateType","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","firmness","headline","productDisplayName","productType","productVersions","status","termLengthMonthsMax","termLengthMonthsMin","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"firmness":{"enum":["none","prequalified","preapproved"],"type":"string"},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer"},"amountCentsMin":{"type":"integer"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"termLengthMonthsMax":{"type":"integer"},"termLengthMonthsMin":{"type":"integer"},"financialInstitutionUuid":{"type":"string","format":"uuid"},"monthlyPaymentCentsMax":{"type":"integer"},"monthlyPaymentCentsMin":{"type":"integer"},"annualPercentageRateType":{"enum":["fixed","variable"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageRateBasisPointsMax":{"type":"integer"},"annualPercentageRateBasisPointsMin":{"type":"integer"}},"additionalProperties":false,"title":"AutomobileLoan"}}}}
```

## The AutomobileRefinance object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"AutomobileRefinance":{"required":["amountCentsMax","amountCentsMin","annualPercentageRateBasisPointsMax","annualPercentageRateBasisPointsMin","annualPercentageRateType","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","firmness","headline","productDisplayName","productType","productVersions","status","termLengthMonthsMax","termLengthMonthsMin","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"firmness":{"enum":["none","prequalified","preapproved"],"type":"string"},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer"},"amountCentsMin":{"type":"integer"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"termLengthMonthsMax":{"type":"integer"},"termLengthMonthsMin":{"type":"integer"},"financialInstitutionUuid":{"type":"string","format":"uuid"},"monthlyPaymentCentsMax":{"type":"integer"},"monthlyPaymentCentsMin":{"type":"integer"},"annualPercentageRateType":{"enum":["fixed","variable"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageRateBasisPointsMax":{"type":"integer"},"annualPercentageRateBasisPointsMin":{"type":"integer"}},"additionalProperties":false,"title":"AutomobileRefinance"}}}}
```

## The BankingAccount object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"BankingAccount":{"required":["annualPercentageYieldBasisPoints","checkWriting","createdAt","depositToEarnApyCentsMin","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyFeeCentsMax","monthlyFeeCentsMin","outOfNetworkAtmUsageFeeCents","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"name":{"type":"string"},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"disclaimer":{"type":"string"},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"checkWriting":{"type":"boolean"},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"monthlyFeeCentsMax":{"type":"integer","minimum":0},"monthlyFeeCentsMin":{"type":"integer","minimum":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"federalInsuranceType":{"enum":["fdic","ncua"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"depositToEarnApyCentsMin":{"type":"integer"},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"outOfNetworkAtmUsageFeeCents":{"type":"integer","minItems":0},"annualPercentageYieldBasisPoints":{"type":"integer"}},"additionalProperties":false,"title":"BankingAccount"}}}}
```

## The BrokerageAccount object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"BrokerageAccount":{"required":["createdAt","domesticOnlineStockTradingFeeCents","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","minAmountToOpenCents","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"minAmountToOpenCents":{"type":"integer","minimum":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"domesticOnlineStockTradingFeeCents":{"type":"integer","minimum":0}},"additionalProperties":false,"title":"BrokerageAccount"}}}}
```

## The BudgetingTools object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"BudgetingTools":{"required":["annualFeeCents","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","freeTrialDays","freeVersion","headline","monthlyFeeCents","monthlyFeeCentsMax","monthlyFeeCentsMin","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"name":{"type":"string"},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"freeVersion":{"type":"boolean"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"freeTrialDays":{"type":"integer","minimum":0},"legalLanguage":{"type":"string"},"annualFeeCents":{"type":"integer","minimum":0},"monthlyFeeCents":{"type":"integer","minimum":0},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"monthlyFeeCentsMax":{"type":"integer","minItems":0},"monthlyFeeCentsMin":{"type":"integer","minItems":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"BudgetingTools"}}}}
```

## The BusinessLendingMarketplace object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"BusinessLendingMarketplace":{"required":["amountCentsMax","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","minItems":0},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer","minItems":0},"amountCentsMin":{"type":"integer","minItems":0},"minCreditScore":{"type":"integer","minimum":0},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"minMonthlyRevenueCents":{"type":"integer","minimum":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"BusinessLendingMarketplace"}}}}
```

## The BusinessLineOfCredit object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"BusinessLineOfCredit":{"required":["amountCentsMax","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","minItems":0},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer","minItems":0},"amountCentsMin":{"type":"integer","minItems":0},"minCreditScore":{"type":"integer","minimum":0},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"minMonthlyRevenueCents":{"type":"integer","minimum":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"BusinessLineOfCredit"}}}}
```

## The CancellationServices object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"CancellationServices":{"required":["createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyPaymentCentsMax","monthlyPaymentCentsMin","productDisplayName","productType","productVersions","status","supportedPlatforms","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","minItems":0},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"freeTrialDays":{"type":"integer","minimum":0},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"supportedPlatforms":{"type":"array","items":{"enum":["Web","iOS","Android"],"type":"string"}},"financialInstitutionUuid":{"type":"string","format":"uuid"},"monthlyPaymentCentsMax":{"type":"integer","minimum":0},"monthlyPaymentCentsMin":{"type":"integer","minimum":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"CancellationServices"}}}}
```

## The CashAdvance object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"CashAdvance":{"required":["amountCentsMax","amountCentsMin","createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyFeeCentsMax","monthlyFeeCentsMin","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer","minimum":0},"amountCentsMin":{"type":"integer","minimum":0},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"monthlyFeeCentsMax":{"type":"integer","minimum":0},"monthlyFeeCentsMin":{"type":"integer","minimum":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"acceptanceRequirements":{"type":"string"},"fastTransferFeeCentsMax":{"type":"integer","minimum":0},"fastTransferFeeCentsMin":{"type":"integer","minimum":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"fastTransferFeeBasisPointsMax":{"type":"integer","minimum":0},"fastTransferFeeBasisPointsMin":{"type":"integer","minimum":0}},"additionalProperties":false,"title":"CashAdvance"}}}}
```

## The CashManagementAccount object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"CashManagementAccount":{"required":["annualPercentageYieldBasisPoints","checkWriting","createdAt","depositToEarnApyCentsMin","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyFeeCentsMax","monthlyFeeCentsMin","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"name":{"type":"string"},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"checkWriting":{"type":"boolean"},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"monthlyFeeCentsMax":{"type":"integer","minimum":0},"monthlyFeeCentsMin":{"type":"integer","minimum":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"federalInsuranceType":{"enum":["fdic","ncua"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"depositToEarnApyCentsMin":{"type":"integer"},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageYieldBasisPoints":{"type":"integer"}},"additionalProperties":false,"title":"CashManagementAccount"}}}}
```

## The CashRewards object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"CashRewards":{"required":["categories","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyFeeCentsMax","monthlyFeeCentsMin","payoutMethod","productDisplayName","productType","productVersions","status","supportedPlatforms","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","minItems":0},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"categories":{"type":"array","items":{"enum":["Fashion","Travel","Entertainment","Food","Groceries","Electronics","Hotels","Travel","Other"],"type":"string"}},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"payoutMethod":{"type":"array","items":{"enum":["Merchant Gift Cards","Cash Gift Cards","PayPal","American Express Points","Bank Deposits","Investment Deposits"],"type":"string"}},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"monthlyFeeCentsMax":{"type":"integer","minimum":0},"monthlyFeeCentsMin":{"type":"integer","minimum":0},"productDisplayName":{"type":"string","readOnly":true},"supportedPlatforms":{"type":"array","items":{"enum":["Web","iOS","Android"],"type":"string"}},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"CashRewards"}}}}
```

## The CertificateOfDeposit object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"CertificateOfDeposit":{"required":["annualPercentageYieldBasisPoints","checkWriting","createdAt","depositToEarnApyCentsMin","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyFeeCentsMax","monthlyFeeCentsMin","productDisplayName","productType","productVersions","status","termLengthMonthsMax","termLengthMonthsMin","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"name":{"type":"string"},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"disclaimer":{"type":"string"},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"checkWriting":{"type":"boolean"},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"monthlyFeeCentsMax":{"type":"integer","minimum":0},"monthlyFeeCentsMin":{"type":"integer","minimum":0},"productDisplayName":{"type":"string","readOnly":true},"termLengthMonthsMax":{"type":"integer"},"termLengthMonthsMin":{"type":"integer"},"financialInstitutionUuid":{"type":"string","format":"uuid"},"federalInsuranceType":{"enum":["fdic","ncua"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"depositToEarnApyCentsMin":{"type":"integer"},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageYieldBasisPoints":{"type":"integer"}},"additionalProperties":false,"title":"CertificateOfDeposit"}}}}
```

## The CheckingAccount object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"CheckingAccount":{"required":["annualPercentageYieldBasisPoints","checkWriting","createdAt","depositToEarnApyCentsMin","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyFeeCentsMax","monthlyFeeCentsMin","outOfNetworkAtmUsageFeeCents","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"name":{"type":"string"},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"disclaimer":{"type":"string"},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"checkWriting":{"type":"boolean"},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"monthlyFeeCentsMax":{"type":"integer","minimum":0},"monthlyFeeCentsMin":{"type":"integer","minimum":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"federalInsuranceType":{"enum":["fdic","ncua"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"depositToEarnApyCentsMin":{"type":"integer"},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"outOfNetworkAtmUsageFeeCents":{"type":"integer","minItems":0},"annualPercentageYieldBasisPoints":{"type":"integer"}},"additionalProperties":false,"title":"CheckingAccount"}}}}
```

## The CreditBuilderDebitCard object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"CreditBuilderDebitCard":{"required":["createdAt","creditBureauReporting","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyPaymentCentsMax","monthlyPaymentCentsMin","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"creditBureauReporting":{"type":"array","items":{"enum":["Experian","Equifax","TransUnion"],"type":"string"}},"acceptanceRequirements":{"type":"string"},"monthlyPaymentCentsMax":{"type":"integer","minimum":0},"monthlyPaymentCentsMin":{"type":"integer","minimum":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"CreditBuilderDebitCard"}}}}
```

## The CreditBuilderLoan object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"CreditBuilderLoan":{"required":["createdAt","creditBureauReporting","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyPaymentCentsMax","monthlyPaymentCentsMin","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"disclaimer":{"type":"string"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"newOptField7":{"type":"string","minItems":0},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"creditBureauReporting":{"type":"array","items":{"enum":["Experian","Equifax","TransUnion"],"type":"string"}},"acceptanceRequirements":{"type":"string"},"monthlyPaymentCentsMax":{"type":"integer","minimum":0},"monthlyPaymentCentsMin":{"type":"integer","minimum":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"CreditBuilderLoan"}}}}
```

## The CreditBuilderSecuredCreditCard object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"CreditBuilderSecuredCreditCard":{"required":["createdAt","creditBureauReporting","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyPaymentCentsMax","monthlyPaymentCentsMin","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"creditBureauReporting":{"type":"array","items":{"enum":["Experian","Equifax","TransUnion"],"type":"string"}},"acceptanceRequirements":{"type":"string"},"monthlyPaymentCentsMax":{"type":"integer","minimum":0},"monthlyPaymentCentsMin":{"type":"integer","minimum":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"averageCreditScoreIncrease":{"type":"integer"},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"CreditBuilderSecuredCreditCard"}}}}
```

## The CreditMonitoring object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"CreditMonitoring":{"required":["createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyPaymentCentsMax","monthlyPaymentCentsMin","productDisplayName","productType","productVersions","status","supportedCreditBureaus","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","minItems":0},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"monthlyPaymentCentsMax":{"type":"integer","minimum":0},"monthlyPaymentCentsMin":{"type":"integer","minimum":0},"supportedCreditBureaus":{"type":"array","items":{"enum":["Experian","Equifax","TransUnion"],"type":"string"}},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"CreditMonitoring"}}}}
```

## The CreditRepair object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"CreditRepair":{"required":["createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyFeeCentsMax","monthlyFeeCentsMin","productDisplayName","productType","productVersions","setupFeeCentsMax","setupFeeCentsMin","status","unlimitedDisputes","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","minItems":0},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"setupFeeCentsMax":{"type":"integer","minimum":0},"setupFeeCentsMin":{"type":"integer","minimum":0},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"unlimitedDisputes":{"type":"boolean","minItems":0},"monthlyFeeCentsMax":{"type":"integer","minimum":0},"monthlyFeeCentsMin":{"type":"integer","minimum":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"CreditRepair"}}}}
```

## The CryptoBrokerage object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"CryptoBrokerage":{"required":["createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"CryptoBrokerage"}}}}
```

## The DebtSettlement object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"DebtSettlement":{"required":["createdAt","debtAmountCentsMin","descriptionPoints","enrollmentFeeBasisPointsMax","enrollmentFeeBasisPointsMin","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"badges":{"type":"array","items":{"type":"string"}},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"stateExclusions":{"type":"array","items":{"type":"string","maxLength":2,"minLength":2}},"descriptionPoints":{"type":"array","items":{"type":"string"}},"debtAmountCentsMin":{"type":"integer"},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"enrollmentFeeBasisPointsMax":{"type":"integer"},"enrollmentFeeBasisPointsMin":{"type":"integer","description":"basis points"}},"additionalProperties":false,"title":"DebtSettlement"}}}}
```

## The EarnedWageAccess object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"EarnedWageAccess":{"required":["amountCentsMax","amountCentsMin","createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyFeeCentsMax","monthlyFeeCentsMin","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer","minimum":0},"amountCentsMin":{"type":"integer","minimum":0},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"monthlyFeeCentsMax":{"type":"integer","minimum":0},"monthlyFeeCentsMin":{"type":"integer","minimum":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"acceptanceRequirements":{"type":"string"},"fastTransferFeeCentsMax":{"type":"integer","minimum":0},"fastTransferFeeCentsMin":{"type":"integer","minimum":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"fastTransferFeeBasisPointsMax":{"type":"integer","minimum":0},"fastTransferFeeBasisPointsMin":{"type":"integer","minimum":0}},"additionalProperties":false,"title":"EarnedWageAccess"}}}}
```

## The EducationOffers object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"EducationOffers":{"required":["createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"EducationOffers"}}}}
```

## The Freebies object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"Freebies":{"required":["createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"Freebies"}}}}
```

## The GigEconomy object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"GigEconomy":{"required":["createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"GigEconomy"}}}}
```

## The HomeEquityLineOfCredit object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"HomeEquityLineOfCredit":{"required":["amountCentsMax","amountCentsMin","annualPercentageRateBasisPointsMax","annualPercentageRateBasisPointsMin","annualPercentageRateType","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","firmness","headline","minCreditScore","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"firmness":{"enum":["none","prequalified","preapproved"],"type":"string"},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer"},"amountCentsMin":{"type":"integer"},"minCreditScore":{"type":"integer","minItems":0},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"termLengthMonthsMax":{"type":"integer","minItems":0},"termLengthMonthsMin":{"type":"integer","minItems":0},"financialInstitutionUuid":{"type":"string","format":"uuid"},"monthlyPaymentCentsMax":{"type":"integer"},"monthlyPaymentCentsMin":{"type":"integer"},"termLengthMonthsOptions":{"type":"array","items":{"type":"number"},"minItems":0},"annualPercentageRateType":{"enum":["fixed","variable"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageRateBasisPointsMax":{"type":"integer"},"annualPercentageRateBasisPointsMin":{"type":"integer"}},"additionalProperties":false,"title":"HomeEquityLineOfCredit"}}}}
```

## The HomeEquityLoan object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"HomeEquityLoan":{"required":["amountCentsMax","amountCentsMin","annualPercentageRateBasisPointsMax","annualPercentageRateBasisPointsMin","annualPercentageRateType","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","firmness","headline","minCreditScore","productDisplayName","productType","productVersions","status","termLengthMonthsMax","termLengthMonthsMin","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"firmness":{"enum":["none","prequalified","preapproved"],"type":"string"},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer"},"amountCentsMin":{"type":"integer"},"minCreditScore":{"type":"integer","minItems":0},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"termLengthMonthsMax":{"type":"integer"},"termLengthMonthsMin":{"type":"integer"},"financialInstitutionUuid":{"type":"string","format":"uuid"},"monthlyPaymentCentsMax":{"type":"integer"},"monthlyPaymentCentsMin":{"type":"integer"},"annualPercentageRateType":{"enum":["fixed","variable"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageRateBasisPointsMax":{"type":"integer"},"annualPercentageRateBasisPointsMin":{"type":"integer"}},"additionalProperties":false,"title":"HomeEquityLoan"}}}}
```

## The IncomeOpportunities object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"IncomeOpportunities":{"required":["createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"features":{"type":"array","items":{"enum":["Cash Rewards","Play to Earn","Paid Surveys"],"type":"string"}},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"IncomeOpportunities"}}}}
```

## The IncomeProtection object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"IncomeProtection":{"required":["createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","minItems":0},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"IncomeProtection"}}}}
```

## The InstallmentLoanMarketplace object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"InstallmentLoanMarketplace":{"required":["amountCentsMax","amountCentsMin","createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"badges":{"type":"array","items":{"type":"string"}},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer"},"amountCentsMin":{"type":"integer"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"InstallmentLoanMarketplace"}}}}
```

## The MoneyMarketAccount object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"MoneyMarketAccount":{"required":["annualPercentageYieldBasisPoints","checkWriting","createdAt","depositToEarnApyCentsMin","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyFeeCentsMax","monthlyFeeCentsMin","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"name":{"type":"string"},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"disclaimer":{"type":"string"},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"checkWriting":{"type":"boolean"},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"monthlyFeeCentsMax":{"type":"integer","minimum":0},"monthlyFeeCentsMin":{"type":"integer","minimum":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"federalInsuranceType":{"enum":["fdic","ncua"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"depositToEarnApyCentsMin":{"type":"integer"},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageYieldBasisPoints":{"type":"integer"}},"additionalProperties":false,"title":"MoneyMarketAccount"}}}}
```

## The MortgagePurchase object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"MortgagePurchase":{"type":"object","allOf":[{"oneOf":[{"allOf":[{"properties":{"firmness":{"not":{"enum":["none"]}}}},{"required":["annualPercentageRateBasisPoints","monthlyPaymentCents","lenderFeesAndCredits","loanProgram","loanTerm","rateBasisPoints","nmlsId"]}]},{"allOf":[{"not":{"properties":{"firmness":{"not":{"enum":["none"]}}}}}]}]},{"oneOf":[{"allOf":[{"properties":{"firmness":{"enum":["none"]}}},{"required":["minCreditScore","minDownPaymentBasisPoints"]}]},{"allOf":[{"not":{"properties":{"firmness":{"enum":["none"]}}}}]}]}],"required":["createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","firmness","productType","productVersions","status","updatedAt","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"nmlsId":{"type":"integer","description":"The lender's official NMLS ID. Can be sourced online or from the lender."},"status":{"enum":["active","inactive"],"type":"string","description":"Should be set to active. Deactivate offers via the subaccount or offer rules."},"version":{"type":"integer","readOnly":true},"firmness":{"enum":["none","rate_quote"],"type":"string","default":"none","description":"Refers to the level of qualification for an offer. 'None' refers to static (aka Thin Verticals) type offers with no decisioning. 'Rate Quote' offers are Mortech-created dynamic offers with a higher level of decisioning. Only 'None' should be used for static offers in Offer Catalog."},"headline":{"type":"string","description":"In some placements / UX (e.g. Offer Carousel), we display a headline above marketing bullets. For example, this could be 'Get cash advances up to $250* and build smart spending habits'."},"keywords":{"type":"array","items":{"type":"string"}},"loanTerm":{"enum":["ten_year_fixed","fifteen_year_fixed","twenty_year_fixed","thirty_year_fixed","forty_year_fixed","three_year_intro_30_year_adjustable","five_year_intro_30_year_adjustable","seven_year_intro_30_year_adjustable","ten_year_intro_30_year_adjustable"],"type":"string","description":"Represents the length of the mortgage (typically 30 year fixed). This should NOT be set for static offers."},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"draftParent":{"type":"object","readOnly":true,"properties":{"uuid":{"type":"string","format":"uuid"},"version":{"type":"integer"}}},"loanProgram":{"enum":["conforming","nonconforming","fha","va","agency","fhaJumbo","harp","harpJumbo","vaJumbo","usda"],"type":"string","description":"Represents the specific type of mortgage; 'conforming' refers to a standard mortgage type. This should NOT be set for static offers."},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string","description":"Optional legal language to be included in the 'More Info' modal of an offer. Only set this if requested by the partner."},"minCreditScore":{"type":"integer","description":"Displayed only on 'Thin Vertical' type offer walls."},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"rateBasisPoints":{"type":"integer","description":"Similar to annualPercentageRateBasisPoints, but is a rate instead of APR so excludes specific fees in the calculation. This should NOT be set for static offers."},"descriptionPoints":{"type":"array","items":{"type":"string"},"description":"Marketing bullets displayed in the 'More Info' section of the offer."},"productDisplayName":{"type":"string","readOnly":true},"monthlyPaymentCents":{"type":"integer","description":"Only used for dynamically created offers. Do NOT set for static offers."},"financialInstitutionUuid":{"type":"string","format":"uuid"},"lenderFeesAndCredits":{"type":"object","required":["totalFeesCents","lenderCreditsCents"],"properties":{"totalFeesCents":{"type":"integer","description":"Represents the total amount of lender fees in cents (e.g. 200000 instead of $2000). This should NOT be set for static offers."},"lenderCreditsCents":{"type":"integer","description":"Represents the total credits from the lender in cents (e.g. 200000 instead of $2000). This should NOT be set for static offers."}}},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"minDownPaymentBasisPoints":{"type":"integer","description":"Displayed only on 'Thin Vertical' type offer walls. This is in basis points, so enter 200 instead of 2%."},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageRateBasisPoints":{"type":"integer","description":"Represents the APR of an offer in basis points (e.g. 200 instead of 2.00%). It should NOT be set for static offers; it is used for dynamic offers only."}},"title":"MortgagePurchase"}}}}
```

## The MortgageRefinance object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"MortgageRefinance":{"type":"object","allOf":[{"oneOf":[{"allOf":[{"properties":{"firmness":{"not":{"enum":["none"]}}}},{"required":["annualPercentageRateBasisPoints","monthlyPaymentCents","lenderFeesAndCredits","loanProgram","loanTerm","rateBasisPoints","nmlsId"]}]},{"allOf":[{"not":{"properties":{"firmness":{"not":{"enum":["none"]}}}}}]}]},{"oneOf":[{"allOf":[{"properties":{"firmness":{"enum":["none"]}}},{"required":["minCreditScore","minDownPaymentBasisPoints"]}]},{"allOf":[{"not":{"properties":{"firmness":{"enum":["none"]}}}}]}]}],"required":["createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","firmness","productType","productVersions","status","updatedAt","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"nmlsId":{"type":"integer","description":"The lender's official NMLS ID. Can be sourced online or from the lender."},"status":{"enum":["active","inactive"],"type":"string","description":"Should be set to active. Deactivate offers via the subaccount or offer rules."},"version":{"type":"integer","readOnly":true},"firmness":{"enum":["none","rate_quote"],"type":"string","default":"none","description":"Refers to the level of qualification for an offer. 'None' refers to static (aka Thin Verticals) type offers with no decisioning. 'Rate Quote' offers are Mortech-created dynamic offers with a higher level of decisioning. Only 'None' should be used for static offers in Offer Catalog."},"headline":{"type":"string","description":"In some placements / UX (e.g. Offer Carousel), we display a headline above marketing bullets. For example, this could be 'Get cash advances up to $250* and build smart spending habits'."},"keywords":{"type":"array","items":{"type":"string"}},"loanTerm":{"enum":["ten_year_fixed","fifteen_year_fixed","twenty_year_fixed","thirty_year_fixed","forty_year_fixed","three_year_intro_30_year_adjustable","five_year_intro_30_year_adjustable","seven_year_intro_30_year_adjustable","ten_year_intro_30_year_adjustable"],"type":"string","description":"Represents the length of the mortgage (typically 30 year fixed). This should NOT be set for static offers."},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"draftParent":{"type":"object","readOnly":true,"properties":{"uuid":{"type":"string","format":"uuid"},"version":{"type":"integer"}}},"loanProgram":{"enum":["conforming","nonconforming","fha","va","agency","fhaJumbo","harp","harpJumbo","vaJumbo","usda"],"type":"string","description":"Represents the specific type of mortgage; 'conforming' refers to a standard mortgage type. This should NOT be set for static offers."},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string","description":"Optional legal language to be included in the 'More Info' modal of an offer. Only set this if requested by the partner."},"minCreditScore":{"type":"integer","description":"Displayed only on 'Thin Vertical' type offer walls."},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"rateBasisPoints":{"type":"integer","description":"Similar to annualPercentageRateBasisPoints, but is a rate instead of APR so excludes specific fees in the calculation. This should NOT be set for static offers."},"descriptionPoints":{"type":"array","items":{"type":"string"},"description":"Marketing bullets displayed in the 'More Info' section of the offer."},"productDisplayName":{"type":"string","readOnly":true},"monthlyPaymentCents":{"type":"integer","description":"Only used for dynamically created offers. Do NOT set for static offers."},"financialInstitutionUuid":{"type":"string","format":"uuid"},"lenderFeesAndCredits":{"type":"object","required":["totalFeesCents","lenderCreditsCents"],"properties":{"totalFeesCents":{"type":"integer","description":"Represents the total amount of lender fees in cents (e.g. 200000 instead of $2000). This should NOT be set for static offers."},"lenderCreditsCents":{"type":"integer","description":"Represents the total credits from the lender in cents (e.g. 200000 instead of $2000). This should NOT be set for static offers."}}},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"minDownPaymentBasisPoints":{"type":"integer","description":"Displayed only on 'Thin Vertical' type offer walls. This is in basis points, so enter 200 instead of 2%."},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageRateBasisPoints":{"type":"integer","description":"Represents the APR of an offer in basis points (e.g. 200 instead of 2.00%). It should NOT be set for static offers; it is used for dynamic offers only."}},"title":"MortgageRefinance"}}}}
```

## The OverdraftProtection object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"OverdraftProtection":{"required":["amountCentsMax","amountCentsMin","createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyFeeCentsMax","monthlyFeeCentsMin","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer","minimum":0},"amountCentsMin":{"type":"integer","minimum":0},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"monthlyFeeCentsMax":{"type":"integer","minimum":0},"monthlyFeeCentsMin":{"type":"integer","minimum":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"acceptanceRequirements":{"type":"string"},"fastTransferFeeCentsMax":{"type":"integer","minimum":0},"fastTransferFeeCentsMin":{"type":"integer","minimum":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"fastTransferFeeBasisPointsMax":{"type":"integer","minimum":0},"fastTransferFeeBasisPointsMin":{"type":"integer","minimum":0}},"additionalProperties":false,"title":"OverdraftProtection"}}}}
```

## The RentUtilityBillReporting object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"RentUtilityBillReporting":{"required":["createdAt","creditBureauReporting","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyPaymentCentsMax","monthlyPaymentCentsMin","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"disclaimer":{"type":"string"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"creditBureauReporting":{"type":"array","items":{"enum":["Experian","Equifax","TransUnion"],"type":"string"}},"acceptanceRequirements":{"type":"string"},"monthlyPaymentCentsMax":{"type":"integer","minimum":0},"monthlyPaymentCentsMin":{"type":"integer","minimum":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"RentUtilityBillReporting"}}}}
```

## The RentersInsurance object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"RentersInsurance":{"required":["createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"RentersInsurance"}}}}
```

## The RevenueBasedFinancing object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"RevenueBasedFinancing":{"required":["amountCentsMax","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","default":"","minItems":0},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer","minItems":0},"amountCentsMin":{"type":"integer","minItems":0},"minCreditScore":{"type":"integer","minimum":0},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"minMonthlyRevenueCents":{"type":"integer","minimum":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"RevenueBasedFinancing"}}}}
```

## The RoboInvesting object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"RoboInvesting":{"required":["annualAdvisoryFeeBasisPointsMax","annualAdvisoryFeeBasisPointsMin","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","minAmountToOpenCents","monthlyFeeCentsMax","monthlyFeeCentsMin","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"disclaimer":{"type":"string"},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"monthlyFeeCentsMax":{"type":"integer"},"monthlyFeeCentsMin":{"type":"integer"},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"minAmountToOpenCents":{"type":"integer","minItems":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualAdvisoryFeeBasisPointsMax":{"type":"integer"},"annualAdvisoryFeeBasisPointsMin":{"type":"integer"}},"additionalProperties":false,"title":"RoboInvesting"}}}}
```

## The SavingsAccount object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"SavingsAccount":{"required":["annualPercentageYieldBasisPoints","checkWriting","createdAt","depositToEarnApyCentsMin","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","monthlyFeeCentsMax","monthlyFeeCentsMin","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"name":{"type":"string"},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"disclaimer":{"type":"string"},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"checkWriting":{"type":"boolean"},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"monthlyFeeCentsMax":{"type":"integer","minimum":0},"monthlyFeeCentsMin":{"type":"integer","minimum":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"federalInsuranceType":{"enum":["fdic","ncua"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"depositToEarnApyCentsMin":{"type":"integer"},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageYieldBasisPoints":{"type":"integer"}},"additionalProperties":false,"title":"SavingsAccount"}}}}
```

## The SecuredCreditCard object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"SecuredCreditCard":{"required":["annualPercentageRateType","cardBenefits","cardImageUrl","cardName","cardNetwork","createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","firmness","headline","minDepositCents","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"badges":{"type":"array","items":{"type":"string"}},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"cardName":{"type":"string","description":"Name of the card that will be displayed on the offer card (Ex: Amex Platinum Credit Card)"},"firmness":{"enum":["none","preapproved","prequalified","preselected"],"type":"string","minItems":0},"headline":{"type":"string","minItems":0},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"cardNetwork":{"enum":["discover","visa","mastercard","american_express"],"type":"string","minItems":0},"draftParent":{"type":"object","readOnly":true,"required":["uuid","version"],"properties":{"uuid":{"type":"string","format":"uuid"},"version":{"type":"integer"}}},"productType":{"type":"string","readOnly":true},"cardBenefits":{"type":"array","items":{"enum":["balance_transfer","cash_back","earning_rewards","improve_credit","low_interest","new_to_credit","student","travel_incentives"],"type":"string"},"description":"You can select multiple options for a credit card"},"cardImageUrl":{"type":"string","format":"uri","description":"This is the URL that host the card image for the offer card"},"isMonetized":{"type":"boolean"},"rewardsTitle":{"type":"string","minItems":0},"legalLanguage":{"type":"string"},"ratesTermsUrl":{"type":"string","format":"uri","description":"Optional URL that will link to partner provided Rates and Terms"},"introOfferUnit":{"enum":["miles","points","statement_credit_cents"],"type":"string","minItems":0},"introOfferTitle":{"type":"string","minItems":0},"minDepositCents":{"type":"integer"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"introOfferAmount":{"type":"integer","minItems":0},"annualFeeCentsMax":{"type":"integer","minItems":0},"annualFeeCentsMin":{"type":"integer","minItems":0},"descriptionPoints":{"type":"array","items":{"type":"string"}},"rewardsDisclaimer":{"type":"string","minItems":0},"annualFeeIntroTerm":{"type":"integer","minItems":0},"productDisplayName":{"type":"string","readOnly":true},"rewardsDescription":{"type":"string","minItems":0},"annualFeeDisclaimer":{"type":"string","default":"tooltip","minItems":0},"annualFeeIntroCents":{"type":"integer","minItems":0},"annualFeeDescription":{"type":"string","minItems":0},"financialInstitutionUuid":{"type":"string","format":"uuid"},"introOfferDisclaimer":{"type":"string","minItems":0,"description":"Goes in tooltip"},"minDepositDisclaimer":{"type":"string"},"introOfferDescription":{"type":"string","minItems":0},"annualPercentageRateType":{"enum":["variable","fixed","regular"],"type":"string","minItems":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"previewDescriptionPoints":{"type":"array","items":{"type":"object","required":["description"],"properties":{"disclaimer":{"type":"string"},"description":{"type":"string"}}},"minItems":0},"recommendedCreditRatings":{"type":"array","items":{"enum":["excellent","good","fair","poor","limited","unknown"],"type":"string"}},"additionalDescriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"balanceTransferFeeDisclaimer":{"type":"string","minItems":0},"balanceTransferFeeBasisPoints":{"type":"integer","minItems":0},"recommendedCreditRatingsDisclaimer":{"type":"string","minItems":0,"description":"Goes in the tooltip"},"regularIntroAprCombinedDescription":{"type":"string","minItems":0},"recommendedCreditRatingsDescription":{"type":"string","minItems":0},"purchaseIntroAnnualPercentageRateTerm":{"type":"integer","minimum":0},"purchaseAnnualPercentageRateDisclaimer":{"type":"string","description":"This will go in tooltip"},"purchaseAnnualPercentageRateDescription":{"type":"string"},"cashAdvanceIntroAnnualPercentageRateTerm":{"type":"integer","minimum":0},"purchaseIntroAnnualPercentageRateTermUnit":{"enum":["day","month","year","open"],"type":"string"},"cashAdvanceAnnualPercentageRateDescription":{"type":"string"},"purchaseAnnualPercentageRateBasisPointsMax":{"type":"integer","minimum":0},"purchaseAnnualPercentageRateBasisPointsMin":{"type":"integer","minimum":0},"balanceTransferIntroAnnualPercentageRateTerm":{"type":"integer","minItems":0},"cashAdvanceIntroAnnualPercentageRateTermUnit":{"enum":["day","month","year","open"],"type":"string"},"purchaseIntroAnnualPercentageRateDescription":{"type":"string"},"cashAdvanceAnnualPercentageRateBasisPointsMax":{"type":"integer","minimum":0},"cashAdvanceAnnualPercentageRateBasisPointsMin":{"type":"integer","minimum":0},"balanceTransferAnnualPercentageRateDescription":{"type":"string","minItems":0},"cashAdvanceIntroAnnualPercentageRateDescription":{"type":"string"},"purchaseIntroAnnualPercentageRateBasisPointsMax":{"type":"integer","minimum":0},"purchaseIntroAnnualPercentageRateBasisPointsMin":{"type":"integer","minimum":0},"balanceTransferIntroAnnualPercentageRateTermUnit":{"enum":["day","month","year","open"],"type":"string","minItems":0},"balanceTransferAnnualPercentageRateBasisPointsMax":{"type":"integer","minItems":0},"balanceTransferAnnualPercentageRateBasisPointsMin":{"type":"integer","minItems":0},"cashAdvanceIntroAnnualPercentageRateBasisPointsMax":{"type":"integer","minimum":0},"cashAdvanceIntroAnnualPercentageRateBasisPointsMin":{"type":"integer","minimum":0},"balanceTransferIntroAnnualPercentageRateDescription":{"type":"string","minItems":0},"balanceTransferIntroAnnualPercentageRateBasisPointsMax":{"type":"integer","minItems":0},"balanceTransferIntroAnnualPercentageRateBasisPointsMin":{"type":"integer","minItems":0}},"additionalProperties":false,"title":"SecuredCreditCard"}}}}
```

## The SecuredPersonalLoan object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"SecuredPersonalLoan":{"required":["amountCentsMax","amountCentsMin","annualPercentageRateBasisPointsMax","annualPercentageRateBasisPointsMin","annualPercentageRateType","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","firmness","headline","productDisplayName","productType","productVersions","status","termLengthMonthsMax","termLengthMonthsMin","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"firmness":{"enum":["none","prequalified","preapproved"],"type":"string"},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer"},"amountCentsMin":{"type":"integer"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"termLengthMonthsMax":{"type":"integer"},"termLengthMonthsMin":{"type":"integer"},"financialInstitutionUuid":{"type":"string","format":"uuid"},"monthlyPaymentCentsMax":{"type":"integer"},"monthlyPaymentCentsMin":{"type":"integer"},"annualPercentageRateType":{"enum":["fixed","variable"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageRateBasisPointsMax":{"type":"integer"},"annualPercentageRateBasisPointsMin":{"type":"integer"}},"additionalProperties":false,"title":"SecuredPersonalLoan"}}}}
```

## The SpecialtyVehicleInsurance object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"SpecialtyVehicleInsurance":{"required":["createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"SpecialtyVehicleInsurance"}}}}
```

## The StudentLoan object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"StudentLoan":{"required":["amountCentsMax","amountCentsMin","annualPercentageRateBasisPointsMax","annualPercentageRateBasisPointsMin","annualPercentageRateType","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","firmness","headline","productDisplayName","productType","productVersions","status","termLengthMonthsMax","termLengthMonthsMin","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"firmness":{"enum":["none","prequalified","preapproved"],"type":"string"},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer"},"amountCentsMin":{"type":"integer"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"termLengthMonthsMax":{"type":"integer"},"termLengthMonthsMin":{"type":"integer"},"financialInstitutionUuid":{"type":"string","format":"uuid"},"monthlyPaymentCentsMax":{"type":"integer"},"monthlyPaymentCentsMin":{"type":"integer"},"annualPercentageRateType":{"enum":["fixed","variable"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageRateBasisPointsMax":{"type":"integer"},"annualPercentageRateBasisPointsMin":{"type":"integer"}},"additionalProperties":false,"title":"StudentLoan"}}}}
```

## The StudentLoanRefinance object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"StudentLoanRefinance":{"required":["amountCentsMax","amountCentsMin","annualPercentageRateBasisPointsMax","annualPercentageRateBasisPointsMin","annualPercentageRateType","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","firmness","headline","productDisplayName","productType","productVersions","status","termLengthMonthsMax","termLengthMonthsMin","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"firmness":{"enum":["none","prequalified","preapproved"],"type":"string"},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer"},"amountCentsMin":{"type":"integer"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"termLengthMonthsMax":{"type":"integer"},"termLengthMonthsMin":{"type":"integer"},"financialInstitutionUuid":{"type":"string","format":"uuid"},"monthlyPaymentCentsMax":{"type":"integer"},"monthlyPaymentCentsMin":{"type":"integer"},"annualPercentageRateType":{"enum":["fixed","variable"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageRateBasisPointsMax":{"type":"integer"},"annualPercentageRateBasisPointsMin":{"type":"integer"}},"additionalProperties":false,"title":"StudentLoanRefinance"}}}}
```

## The TaxFiling object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"TaxFiling":{"required":["createdAt","federalFilingFeeCentsMax","federalFilingFeeCentsMin","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","stateFilingFeeCentsMax","stateFilingFeeCentsMin","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"freeTier":{"type":"array","items":{"enum":["IRS Free File","Free 1040"],"type":"string"}},"headline":{"type":"string","minItems":0},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"stateFilingFeeCentsMax":{"type":"integer","minItems":0},"stateFilingFeeCentsMin":{"type":"integer","minItems":0},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"federalFilingFeeCentsMax":{"type":"integer","minItems":0},"federalFilingFeeCentsMin":{"type":"integer","minItems":0},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"TaxFiling"}}}}
```

## The TermLifeInsurance object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"TermLifeInsurance":{"required":["createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"TermLifeInsurance"}}}}
```

## The TravelOffers object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"TravelOffers":{"required":["createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"TravelOffers"}}}}
```

## The UnsecuredCreditCard object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"UnsecuredCreditCard":{"required":["annualPercentageRateType","cardBenefits","cardImageUrl","cardName","cardNetwork","createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","firmness","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"badges":{"type":"array","items":{"type":"string"}},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"cardName":{"type":"string","description":"Name of the card that will be displayed on the offer card (Ex: Amex Platinum Credit Card)"},"firmness":{"enum":["none","preapproved","prequalified","preselected"],"type":"string","minItems":0},"headline":{"type":"string","minItems":0},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"cardNetwork":{"enum":["discover","visa","mastercard","american_express"],"type":"string","minItems":0},"draftParent":{"type":"object","readOnly":true,"required":["uuid","version"],"properties":{"uuid":{"type":"string","format":"uuid"},"version":{"type":"integer"}}},"productType":{"type":"string","readOnly":true},"cardBenefits":{"type":"array","items":{"enum":["balance_transfer","cash_back","earning_rewards","improve_credit","low_interest","new_to_credit","student","travel_incentives"],"type":"string"},"description":"You can select multiple options for a credit card"},"cardImageUrl":{"type":"string","format":"uri","description":"This is the URL that host the card image for the offer card"},"isMonetized":{"type":"boolean"},"rewardsTitle":{"type":"string","minItems":0},"legalLanguage":{"type":"string"},"ratesTermsUrl":{"type":"string","format":"uri","description":"Optional URL that will link to partner provided Rates and Terms"},"introOfferUnit":{"enum":["miles","points","statement_credit_cents"],"type":"string","minItems":0},"introOfferTitle":{"type":"string","minItems":0},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"introOfferAmount":{"type":"integer","minItems":0},"annualFeeCentsMax":{"type":"integer","minItems":0},"annualFeeCentsMin":{"type":"integer","minItems":0},"descriptionPoints":{"type":"array","items":{"type":"string"}},"rewardsDisclaimer":{"type":"string","minItems":0},"annualFeeIntroTerm":{"type":"integer","minItems":0},"productDisplayName":{"type":"string","readOnly":true},"rewardsDescription":{"type":"string","minItems":0},"annualFeeDisclaimer":{"type":"string","default":"toolltip","minItems":0},"annualFeeIntroCents":{"type":"integer","minItems":0},"annualFeeDescription":{"type":"string","minItems":0},"financialInstitutionUuid":{"type":"string","format":"uuid"},"introOfferDisclaimer":{"type":"string","minItems":0,"description":"Goes in 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tooltip"},"regularIntroAprCombinedDescription":{"type":"string","minItems":0},"recommendedCreditRatingsDescription":{"type":"string","minItems":0},"purchaseIntroAnnualPercentageRateTerm":{"type":"integer","minimum":0},"purchaseAnnualPercentageRateDisclaimer":{"type":"string","description":"This will go in tooltip"},"purchaseAnnualPercentageRateDescription":{"type":"string"},"cashAdvanceIntroAnnualPercentageRateTerm":{"type":"integer","minimum":0},"purchaseIntroAnnualPercentageRateTermUnit":{"enum":["day","month","year","open"],"type":"string"},"cashAdvanceAnnualPercentageRateDescription":{"type":"string"},"purchaseAnnualPercentageRateBasisPointsMax":{"type":"integer","minimum":0},"purchaseAnnualPercentageRateBasisPointsMin":{"type":"integer","minimum":0},"balanceTransferIntroAnnualPercentageRateTerm":{"type":"integer","minItems":0},"cashAdvanceIntroAnnualPercentageRateTermUnit":{"enum":["day","month","year","open"],"type":"string"},"purchaseIntroAnnualPercentageRateDescription":{"type":"string"},"cashAdvanceAnnualPercentageRateBasisPointsMax":{"type":"integer","minimum":0},"cashAdvanceAnnualPercentageRateBasisPointsMin":{"type":"integer","minimum":0},"balanceTransferAnnualPercentageRateDescription":{"type":"string","minItems":0},"cashAdvanceIntroAnnualPercentageRateDescription":{"type":"string"},"purchaseIntroAnnualPercentageRateBasisPointsMax":{"type":"integer","minimum":0},"purchaseIntroAnnualPercentageRateBasisPointsMin":{"type":"integer","minimum":0},"balanceTransferIntroAnnualPercentageRateTermUnit":{"enum":["day","month","year","open"],"type":"string","minItems":0},"balanceTransferAnnualPercentageRateBasisPointsMax":{"type":"integer","minItems":0},"balanceTransferAnnualPercentageRateBasisPointsMin":{"type":"integer","minItems":0},"cashAdvanceIntroAnnualPercentageRateBasisPointsMax":{"type":"integer","minimum":0},"cashAdvanceIntroAnnualPercentageRateBasisPointsMin":{"type":"integer","minimum":0},"balanceTransferIntroAnnualPercentageRateDescription":{"type":"string","minItems":0},"balanceTransferIntroAnnualPercentageRateBasisPointsMax":{"type":"integer","minItems":0},"balanceTransferIntroAnnualPercentageRateBasisPointsMin":{"type":"integer","minItems":0}},"additionalProperties":false,"title":"UnsecuredCreditCard"}}}}
```

## The UnsecuredLineOfCredit object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"UnsecuredLineOfCredit":{"required":["amountCentsMax","amountCentsMin","annualPercentageRateBasisPointsMax","annualPercentageRateBasisPointsMin","annualPercentageRateType","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","firmness","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"firmness":{"enum":["none","prequalified","preapproved"],"type":"string"},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"disclaimer":{"type":"string"},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer"},"amountCentsMin":{"type":"integer"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"monthlyPaymentCentsMax":{"type":"integer"},"monthlyPaymentCentsMin":{"type":"integer"},"annualPercentageRateType":{"enum":["fixed","variable"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageRateBasisPointsMax":{"type":"integer"},"annualPercentageRateBasisPointsMin":{"type":"integer"}},"additionalProperties":false,"title":"UnsecuredLineOfCredit"}}}}
```

## The UnsecuredPersonalLoan object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"UnsecuredPersonalLoan":{"required":["amountCentsMax","amountCentsMin","annualPercentageRateBasisPointsMax","annualPercentageRateBasisPointsMin","annualPercentageRateType","createdAt","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","firmness","headline","productDisplayName","productType","productVersions","status","termLengthMonthsMax","termLengthMonthsMin","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"firmness":{"enum":["none","prequalified","preapproved"],"type":"string"},"headline":{"type":"string","format":"string","minItems":0,"description":"Headline"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"disclaimer":{"type":"string"},"description":{"type":"string"},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"amountCentsMax":{"type":"integer"},"amountCentsMin":{"type":"integer"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"},"minItems":0},"productDisplayName":{"type":"string","readOnly":true},"termLengthMonthsMax":{"type":"integer"},"termLengthMonthsMin":{"type":"integer"},"financialInstitutionUuid":{"type":"string","format":"uuid"},"monthlyPaymentCentsMax":{"type":"integer"},"monthlyPaymentCentsMin":{"type":"integer"},"annualPercentageRateType":{"enum":["fixed","variable"],"type":"string"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true},"annualPercentageRateBasisPointsMax":{"type":"integer"},"annualPercentageRateBasisPointsMin":{"type":"integer"}},"additionalProperties":false,"title":"UnsecuredPersonalLoan"}}}}
```

## The UtilitiesDiscounts object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"UtilitiesDiscounts":{"required":["createdAt","descriptionPoints","financialInstitutionDisplayName","financialInstitutionImageUrl","financialInstitutionUuid","headline","productDisplayName","productType","productVersions","status","updatedAt","url","uuid","version"],"properties":{"recommendationScore":{"type":"number"},"url":{"type":"string","format":"uri","readOnly":true},"tags":{"type":"object"},"uuid":{"type":"string","format":"uuid","readOnly":true},"status":{"enum":["active","inactive"],"type":"string"},"version":{"type":"integer","readOnly":true},"headline":{"type":"string"},"keywords":{"type":"array","items":{"type":"string"}},"createdAt":{"type":"string","format":"date-time","readOnly":true},"updatedAt":{"type":"string","format":"date-time","readOnly":true},"productType":{"type":"string","readOnly":true},"isMonetized":{"type":"boolean"},"legalLanguage":{"type":"string"},"productVersions":{"type":"array","items":{"type":"number","readOnly":true},"readOnly":true},"descriptionPoints":{"type":"array","items":{"type":"string"}},"productDisplayName":{"type":"string","readOnly":true},"financialInstitutionUuid":{"type":"string","format":"uuid"},"financialInstitutionImageUrl":{"type":"string","format":"uri","readOnly":true},"financialInstitutionDisplayName":{"type":"string","readOnly":true}},"additionalProperties":false,"title":"UtilitiesDiscounts"}}}}
```

## The GenericOffer object

```json
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```

## The demandPartner object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"demandPartner":{"type":"object","required":["uuid","name","description","disclaimer","supportsPreSelect","shouldDisplayPreSelect","supportsPersonalizedOffers","imageUrl"],"properties":{"uuid":{"type":"string","format":"uuid"},"name":{"type":"string"},"description":{"type":"string"},"disclaimer":{"type":"string"},"supportsPreSelect":{"type":"boolean"},"shouldDisplayPreSelect":{"type":"boolean"},"supportsPersonalizedOffers":{"type":"boolean","description":"Whether the partner supports returning pre-qualified or pre-approved offers"},"imageUrl":{"type":"string","format":"url"},"subtextOverride":{"type":"string"},"brandName":{"type":"string","description":"The external-facing name that will appear on offer cards, marketing materials, and other end user touchpoints"}}}}}}
```

## The basicRateTablePendingResponse object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"basicRateTablePendingResponse":{"type":"object","required":["partner","offerCatalogProductTypes"],"properties":{"partner":{"$ref":"#/components/schemas/demandPartner"},"offerCatalogProductTypes":{"type":"array","items":{"type":"string"},"description":"Limits results to leads that have the specified productTypes from the Product catalog"}}},"demandPartner":{"type":"object","required":["uuid","name","description","disclaimer","supportsPreSelect","shouldDisplayPreSelect","supportsPersonalizedOffers","imageUrl"],"properties":{"uuid":{"type":"string","format":"uuid"},"name":{"type":"string"},"description":{"type":"string"},"disclaimer":{"type":"string"},"supportsPreSelect":{"type":"boolean"},"shouldDisplayPreSelect":{"type":"boolean"},"supportsPersonalizedOffers":{"type":"boolean","description":"Whether the partner supports returning pre-qualified or pre-approved offers"},"imageUrl":{"type":"string","format":"url"},"subtextOverride":{"type":"string"},"brandName":{"type":"string","description":"The external-facing name that will appear on offer cards, marketing materials, and other end user touchpoints"}}}}}}
```

## The apiErrorDetails object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"apiErrorDetails":{"type":"object","additionalProperties":{"type":"string"}}}}}
```

## The apiError object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"apiError":{"type":"object","properties":{"attribute":{"type":"string","description":"The attribute that this error applies to. Omitted if this error is not in the context of a resource, or cannot be isolated to a single attribute.\n"},"type":{"type":"string","description":"A classification for this error, which can be used to render the appropriate custom error template, or take other programmatic actions.\n"},"details":{"description":"Variables associated with this error that can be injected into a custom error template, or used to parameterize any other programatic actions.\n","allOf":[{"$ref":"#/components/schemas/apiErrorDetails"}]},"message":{"type":"string","description":"A human-readable, English description of the error.\n"}}},"apiErrorDetails":{"type":"object","additionalProperties":{"type":"string"}}}}}
```

## The purpose object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"purpose":{"type":"string","enum":["auto","auto_purchase","auto_refinance","baby","boat","business","car_repair","cosmetic","credit_card_refi","debt_consolidation","emergency","engagement","green","home_improvement","home_purchase","home_refi","household_expenses","large_purchases","life_event","medical_dental","motorcycle","moving_relocation","other","rv","special_occasion","student_loan","student_loan_refi","taxes","unknown","vacation","wedding"]}}}}
```

## The loanInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"loanInformation":{"type":"object","properties":{"purpose":{"$ref":"#/components/schemas/purpose"},"loanAmount":{"type":"integer","format":"int32"}}},"purpose":{"type":"string","enum":["auto","auto_purchase","auto_refinance","baby","boat","business","car_repair","cosmetic","credit_card_refi","debt_consolidation","emergency","engagement","green","home_improvement","home_purchase","home_refi","household_expenses","large_purchases","life_event","medical_dental","motorcycle","moving_relocation","other","rv","special_occasion","student_loan","student_loan_refi","taxes","unknown","vacation","wedding"]}}}}
```

## The email object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"email":{"type":"string","format":"email","pattern":"^[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+(?:\\.[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+)*@(?:[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?\\.)+[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?$"}}}}
```

## The state-lead object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"state-lead":{"type":"string","format":"state","title":"state","description":"A two character upper case state, Puerto Rico, or District of Columbia code","enum":["AK","AL","AR","AZ","CA","CO","CT","DC","DE","FL","GA","HI","IA","ID","IL","IN","KS","KY","LA","MA","MD","ME","MI","MN","MO","MS","MT","NC","ND","NE","NH","NJ","NM","NV","NY","OH","OK","OR","PA","PR","RI","SC","SD","TN","TX","UT","VA","VI","VT","WA","WI","WV","WY"]}}}}
```

## The bestTimeToCall object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"bestTimeToCall":{"type":"string","enum":["morning","afternoon","evening","night"]}}}}
```

## The educationLevel object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"educationLevel":{"type":"string","enum":["high_school","associate","bachelors","masters","doctorate","other_grad_degree","certificate","did_not_graduate","still_enrolled","other"]}}}}
```

## The ssn object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"ssn":{"type":"string","pattern":"^(?!\\b(\\d)\\1+-(\\d)\\1+-(\\d)\\1+\\b)(?!123-45-6789|219-09-9999|078-05-1120)(?!666|000|9\\d{2})\\d{3}-(?!00)\\d{2}-(?!0{4})\\d{4}$"}}}}
```

## The citizenshipStatus object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"citizenshipStatus":{"type":"string","description":"Citizenship status","enum":["citizen","permanent_resident","other"]}}}}
```

## The personalInformationRequest object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"personalInformationRequest":{"type":"object","properties":{"firstName":{"type":"string"},"lastName":{"type":"string"},"aliasFirstName":{"type":"string","description":"The first name the lead uses as an alias"},"aliasLastName":{"type":"string","description":"The last name the lead uses as an alias"},"email":{"$ref":"#/components/schemas/email"},"city":{"type":"string"},"state":{"$ref":"#/components/schemas/state-lead"},"workPhone":{"type":"string","pattern":"^1?\\d{10}$"},"primaryPhone":{"type":"string","pattern":"^1?\\d{10}$"},"bestTimeToCall":{"$ref":"#/components/schemas/bestTimeToCall"},"address1":{"type":"string","description":"Street address (primary address line)"},"address2":{"type":"string","description":"Secondary address line"},"addressMoveInDate":{"type":"string","format":"date","description":"The date the lead moved into their current address"},"zipcode":{"type":"string","pattern":"^\\d{5}([-\\s]\\d{4})?$"},"monthsAtAddress":{"type":"integer","format":"int32","description":"Number of months the provided address has been the lead's primary residence"},"driversLicenseNumber":{"type":"string"},"driversLicenseState":{"type":"string","description":"State in which the driver's license was issued"},"ipAddress":{"type":"string","format":"ip","description":"IP address"},"activeMilitary":{"type":"boolean","description":"Whether the lead is currently in the military (not a veteran)"},"militaryVeteran":{"type":"boolean","description":"Whether the lead is a veteran (should not be used if the lead is active in the military)"},"dateOfBirth":{"type":"string","format":"date"},"educationLevel":{"deprecated":true,"allOf":[{"$ref":"#/components/schemas/educationLevel"}]},"ssn":{"$ref":"#/components/schemas/ssn"},"citizenshipStatus":{"$ref":"#/components/schemas/citizenshipStatus"}}},"email":{"type":"string","format":"email","pattern":"^[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+(?:\\.[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+)*@(?:[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?\\.)+[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?$"},"state-lead":{"type":"string","format":"state","title":"state","description":"A two character upper case state, Puerto Rico, or District of Columbia code","enum":["AK","AL","AR","AZ","CA","CO","CT","DC","DE","FL","GA","HI","IA","ID","IL","IN","KS","KY","LA","MA","MD","ME","MI","MN","MO","MS","MT","NC","ND","NE","NH","NJ","NM","NV","NY","OH","OK","OR","PA","PR","RI","SC","SD","TN","TX","UT","VA","VI","VT","WA","WI","WV","WY"]},"bestTimeToCall":{"type":"string","enum":["morning","afternoon","evening","night"]},"educationLevel":{"type":"string","enum":["high_school","associate","bachelors","masters","doctorate","other_grad_degree","certificate","did_not_graduate","still_enrolled","other"]},"ssn":{"type":"string","pattern":"^(?!\\b(\\d)\\1+-(\\d)\\1+-(\\d)\\1+\\b)(?!123-45-6789|219-09-9999|078-05-1120)(?!666|000|9\\d{2})\\d{3}-(?!00)\\d{2}-(?!0{4})\\d{4}$"},"citizenshipStatus":{"type":"string","description":"Citizenship status","enum":["citizen","permanent_resident","other"]}}}}
```

## The personalReferenceRelationType object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"personalReferenceRelationType":{"type":"string","enum":["parent","employer","spouse","guardian","sibling","relative","friend","other"]}}}}
```

## The personalReferenceInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"personalReferenceInformation":{"type":"object","properties":{"firstName":{"type":"string","description":"The first name of the personal reference supplied by the lead"},"lastName":{"type":"string","description":"The last name of the personal reference supplied by the lead"},"primaryPhone":{"type":"string","pattern":"^1?\\d{10}$","description":"The phone number of the personal reference supplied by the lead"},"relationType":{"$ref":"#/components/schemas/personalReferenceRelationType","description":"The relation of the personal reference supplied by the lead"}}},"personalReferenceRelationType":{"type":"string","enum":["parent","employer","spouse","guardian","sibling","relative","friend","other"]}}}}
```

## The propertyType object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"propertyType":{"type":"string","enum":["rent","condo","multi_unit","single_family","townhouse"]}}}}
```

## The propertyStatus object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"propertyStatus":{"type":"string","enum":["own_outright","own_with_mortgage","rent"]}}}}
```

## The mortgageType object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"mortgageType":{"type":"string","enum":["purchase","refinance"]}}}}
```

## The occupancyType object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"occupancyType":{"type":"string","enum":["primary","secondary","investment"]}}}}
```

## The refinanceType object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"refinanceType":{"type":"string","enum":["cash_out","rate_term"]}}}}
```

## The propertySearchStatus object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"propertySearchStatus":{"type":"string","enum":["found","not_found"]}}}}
```

## The purchaseStatus object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"purchaseStatus":{"type":"string","enum":["no_offer","offer_accepted","offer_pending","under_contract"]}}}}
```

## The mortgageLoanType object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"mortgageLoanType":{"type":"string","enum":["ten_year_fixed","fifteen_year_fixed","twenty_year_fixed","thirty_year_fixed","forty_year_fixed","three_year_intro_30_year_adjustable","five_year_intro_30_year_adjustable","seven_year_intro_30_year_adjustable","ten_year_intro_30_year_adjustable"]}}}}
```

## The mortechCreditRating object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"mortechCreditRating":{"type":"string","enum":["Excellent (780-850)","Excellent (760-779)","Excellent (740-759)","Good (720-739)","Good (700-719)","Fair (680-699)","Fair (660-679)","Poor (640-659)","Poor (620-639)","Poor (580-619)","Poor (Under 580)"]}}}}
```

## The mortgageInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"mortgageInformation":{"type":"object","properties":{"propertyType":{"$ref":"#/components/schemas/propertyType"},"propertyValue":{"type":"integer","format":"int32"},"mortgageBalance":{"type":"integer","format":"int32"},"lenderName":{"type":"string"},"hasFHALoan":{"type":"boolean"},"currentWithLoan":{"type":"boolean"},"propertyStatus":{"$ref":"#/components/schemas/propertyStatus"},"mortgageType":{"$ref":"#/components/schemas/mortgageType"},"mortgageAmount":{"type":"integer","format":"int32","description":"Amount the lead will borrow"},"downPaymentAmount":{"type":"integer","format":"int32"},"propertyState":{"type":"string"},"propertyCounty":{"type":"string"},"propertyAddress1":{"type":"string","description":"Street address (primary address line)"},"propertyAddress2":{"type":"string","description":"Secondary address line"},"propertyZipcode":{"type":"string"},"propertyCity":{"type":"string"},"refinanceAmount":{"type":"integer","format":"int32","description":"Amount the lead will borrow for refinancing an existing mortgage"},"cashOutAmount":{"type":"integer","format":"int32","description":"Additional amount the lead will borrow against existing home equity in the case of refinance"},"occupancyType":{"$ref":"#/components/schemas/occupancyType"},"refinanceType":{"$ref":"#/components/schemas/refinanceType"},"propertySearchStatus":{"$ref":"#/components/schemas/propertySearchStatus"},"numUnits":{"type":"integer","format":"int32","description":"The number of legal units on the property"},"closingDate":{"type":"string","format":"date"},"purchaseStatus":{"$ref":"#/components/schemas/purchaseStatus"},"purchaseDate":{"type":"string","format":"date"},"monthlyHoaFee":{"type":"number","format":"float","description":"The amount of the HOA fee for the lead"},"mortgageCompany":{"type":"string","description":"The name of the company holding the lead's mortgage"},"mortgageEscrowAmount":{"type":"number","format":"float","description":"The amount of escrow the lead pays"},"includeFhaLoans":{"type":"boolean","description":"If true, the lead will receive FHA loan offers; if false, they will not.\n"},"includeVaLoans":{"type":"boolean","description":"If true, the lead will receive VA loan offers; if false, they will not.\n"},"requestedLoanTerms":{"type":"array","items":{"$ref":"#/components/schemas/mortgageLoanType"}},"mortechCreditRating":{"$ref":"#/components/schemas/mortechCreditRating"}}},"propertyType":{"type":"string","enum":["rent","condo","multi_unit","single_family","townhouse"]},"propertyStatus":{"type":"string","enum":["own_outright","own_with_mortgage","rent"]},"mortgageType":{"type":"string","enum":["purchase","refinance"]},"occupancyType":{"type":"string","enum":["primary","secondary","investment"]},"refinanceType":{"type":"string","enum":["cash_out","rate_term"]},"propertySearchStatus":{"type":"string","enum":["found","not_found"]},"purchaseStatus":{"type":"string","enum":["no_offer","offer_accepted","offer_pending","under_contract"]},"mortgageLoanType":{"type":"string","enum":["ten_year_fixed","fifteen_year_fixed","twenty_year_fixed","thirty_year_fixed","forty_year_fixed","three_year_intro_30_year_adjustable","five_year_intro_30_year_adjustable","seven_year_intro_30_year_adjustable","ten_year_intro_30_year_adjustable"]},"mortechCreditRating":{"type":"string","enum":["Excellent (780-850)","Excellent (760-779)","Excellent (740-759)","Good (720-739)","Good (700-719)","Fair (680-699)","Fair (660-679)","Poor (640-659)","Poor (620-639)","Poor (580-619)","Poor (Under 580)"]}}}}
```

## The cardPurposes object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"cardPurposes":{"type":"string","description":"Purposes or categories related to a credit card","enum":["balance_transfer","cash_back","earning_rewards","improve_credit","low_interest","new_to_credit","student","travel_incentives"]}}}}
```

## The creditCardInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"creditCardInformation":{"type":"object","properties":{"allowAnnualFee":{"type":"boolean"},"cardPurposes":{"type":"array","items":{"$ref":"#/components/schemas/cardPurposes"},"description":"A list of card purposes in which the lead is interested"}}},"cardPurposes":{"type":"string","description":"Purposes or categories related to a credit card","enum":["balance_transfer","cash_back","earning_rewards","improve_credit","low_interest","new_to_credit","student","travel_incentives"]}}}}
```

## The savingsInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"savingsInformation":{"type":"object","properties":{"minDepositAmount":{"type":"integer","format":"int64","description":"The minimum amount a `Lead` is interested in depositing when opening a new savings account"},"maxDepositAmount":{"type":"integer","format":"int64","description":"The maximum amount a `Lead` is interested in depositing when opening a new savings account"}}}}}}
```

## The providedCreditRating object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"providedCreditRating":{"type":"string","enum":["excellent","good","fair","poor","limited","unknown"]}}}}
```

## The creditInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"creditInformation":{"type":"object","description":"Credit history information relating to a `Lead`","properties":{"providedCreditRating":{"$ref":"#/components/schemas/providedCreditRating"},"providedNumericCreditScore":{"type":"integer","format":"int32","description":"FICO credit score provided by a `Lead`"}}},"providedCreditRating":{"type":"string","enum":["excellent","good","fair","poor","limited","unknown"]}}}}
```

## The employmentStatus object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"employmentStatus":{"type":"string","enum":["employed","employed_full_time","employed_part_time","military","not_employed","self_employed","retired","other"]}}}}
```

## The employmentPayFrequency object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"employmentPayFrequency":{"type":"string","enum":["weekly","biweekly","twice_monthly","monthly"]}}}}
```

## The bankAccountType object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"bankAccountType":{"type":"string","enum":["checking","savings","other"]}}}}
```

## The financialInformationRequest object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"financialInformationRequest":{"type":"object","properties":{"employmentStatus":{"$ref":"#/components/schemas/employmentStatus"},"employmentPayFrequency":{"$ref":"#/components/schemas/employmentPayFrequency"},"annualIncome":{"type":"integer","format":"int32"},"monthlyNetIncome":{"type":"integer","format":"int32"},"bankName":{"type":"string"},"bankRoutingNumber":{"type":"string"},"bankAccountType":{"$ref":"#/components/schemas/bankAccountType"},"creditCardDebt":{"type":"integer","format":"int32"},"monthsAtBank":{"type":"integer","format":"int32"},"bankAccountNumber":{"type":"string"},"monthlyDebt":{"type":"integer","format":"int32"},"totalAssets":{"type":"integer","format":"int32"},"monthlyHousingPayment":{"type":"integer","format":"int32"},"availableAssets":{"type":"integer","format":"int32"},"additionalIncome":{"type":"integer","format":"int32","description":"The amount of additional income the lead recieves"},"additionalIncomeFrequency":{"$ref":"#/components/schemas/employmentPayFrequency","description":"The frequency the lead recieves additional income"},"hasDirectDeposit":{"type":"boolean","description":"Do you have a direct deposit?"},"totalUnsecuredDebt":{"type":"integer","format":"int32","description":"Approximate total unsecured debt in dollars"}}},"employmentStatus":{"type":"string","enum":["employed","employed_full_time","employed_part_time","military","not_employed","self_employed","retired","other"]},"employmentPayFrequency":{"type":"string","enum":["weekly","biweekly","twice_monthly","monthly"]},"bankAccountType":{"type":"string","enum":["checking","savings","other"]}}}}
```

## The employmentInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"employmentInformation":{"type":"object","properties":{"employerName":{"type":"string"},"employerAddress":{"type":"string"},"employerAddress2":{"type":"string"},"employerCity":{"type":"string"},"employerPhone":{"type":"string"},"employerState":{"type":"string"},"employerZip":{"type":"string"},"jobTitle":{"type":"string"},"monthsEmployed":{"type":"integer","format":"int32"},"directDeposit":{"type":"boolean","description":"Whether a `Lead` uses direct deposit for their salary"},"payDate1":{"type":"string","format":"date"},"payDate2":{"type":"string","format":"date"},"startDate":{"type":"string","format":"date","description":"The date the lead started working at their current employer (YYYY-MM-DD)"}}}}}}
```

## The batchConsentVersion object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"batchConsentVersion":{"type":"string","enum":["v1","v2"]}}}}
```

## The legalInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"legalInformation":{"type":"object","description":"Information regarding a `Lead`'s communication consent","properties":{"consentsToFcra":{"type":"boolean","description":"Whether the lead was shown, and consented to a Fair Credit Reporting Act notice"},"consentsToSms":{"type":"boolean","description":"The lead agrees to recieve SMS text messages from the Financial Institution"},"consentsToTcpa":{"type":"boolean","description":"Whether the lead was shown, and consented to a Telephone Consumer Protection Act notice"},"batchConsentVersion":{"$ref":"#/components/schemas/batchConsentVersion"},"fcraLanguage":{"type":"string","description":"The exact FCRA language to which the lead consented"},"tcpaLanguage":{"type":"string","description":"The exact TCPA language to which the lead consented"},"batchConsentLanguage":{"type":"string","description":"The exact batch consent language to which the lead consented"}}},"batchConsentVersion":{"type":"string","enum":["v1","v2"]}}}}
```

## The graduateDegreeType object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"graduateDegreeType":{"type":"string","enum":["doctor_of_medicine","doctor_of_osteopathic_medicine","doctor_of_optometry","doctor_of_dental_medicine","dentariae_medicinae_doctoris","doctor_of_dental_surgery","doctor_of_veterinary_medicine","doctor_of_pharmacy","veterinariae_medicinae_doctoris","master_of_arts","master_of_science","master_of_research","master_of_research_project","master_of_studies","master_of_business_administration","master_of_library_science","master_of_public_administration","master_of_public_health","master_of_laws","master_of_arts_liberal_studies","master_of_fine_arts","master_of_music","master_of_education","master_of_engineering","master_of_architecture","juris_doctor","other"]}}}}
```

## The opeId object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"opeId":{"type":"string","pattern":"^\\d{6}[A-Za-z\\d]{2}$","description":"identification number used by the U.S. Department of Education's Office of Postsecondary Education (OPE) to identify schools that have Program Participation Agreements (PPA) so that its students are eligible to participate in Federal Student Financial Assistance programs under Title IV regulations. This is a 6-digit number followed by a 2-digit suffix used to identify branches, additional locations, and other entities that are part of the eligible institution."}}}}
```

## The educationInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"educationInformation":{"type":"object","properties":{"educationLevel":{"$ref":"#/components/schemas/educationLevel"},"graduateDegreeType":{"$ref":"#/components/schemas/graduateDegreeType"},"universityAttended":{"type":"string","description":"Name of university where a lead received their undergraduate degree.\nA lookup service for possible universities is available from using the /leads/universities endpoint.\nTo maximize returned offers, this string must match one of the names returned from the lookup.\n","deprecated":true},"universityOpeId":{"type":"string","$ref":"#/components/schemas/opeId"},"graduationDate":{"type":"string","format":"date","description":"Date the lead graudated from undergrad (YYYY-MM-DD)","deprecated":true},"graduateGraduationDate":{"type":"string","format":"date","description":"Lead's graduate school graduation date (YYYY-MM-DD)"},"graduateLastAttendedDate":{"type":"string","format":"date","description":"Lead's last attended month/year for graduate school (YYYY-MM-DD)"},"graduateUniversityAttended":{"type":"string","description":"Name of university where a lead received their graduate degree.\nA lookup service for possible universities is available from using the /leads/universities endpoint.\nTo maximize returned offers, this string must match one of the names returned from the lookup.\n"},"graduateUniversityOpeId":{"$ref":"#/components/schemas/opeId"},"undergraduateGraduationDate":{"type":"string","format":"date","description":"Date the lead graduated from undergrad (YYYY-MM-DD)."},"undergraduateLastAttendedDate":{"type":"string","format":"date","description":"Lead's last attended month/year for undergrad (YYYY-MM-DD)"},"undergraduateUniversityAttended":{"type":"string","description":"Name of university where a lead received their undergraduate degree.\nA lookup service for possible universities is available from using the /leads/universities endpoint.\nTo maximize returned offers, this string must match one of the names returned from the lookup.\n"},"undergraduateUniversityOpeId":{"type":"string","$ref":"#/components/schemas/opeId"}}},"educationLevel":{"type":"string","enum":["high_school","associate","bachelors","masters","doctorate","other_grad_degree","certificate","did_not_graduate","still_enrolled","other"]},"graduateDegreeType":{"type":"string","enum":["doctor_of_medicine","doctor_of_osteopathic_medicine","doctor_of_optometry","doctor_of_dental_medicine","dentariae_medicinae_doctoris","doctor_of_dental_surgery","doctor_of_veterinary_medicine","doctor_of_pharmacy","veterinariae_medicinae_doctoris","master_of_arts","master_of_science","master_of_research","master_of_research_project","master_of_studies","master_of_business_administration","master_of_library_science","master_of_public_administration","master_of_public_health","master_of_laws","master_of_arts_liberal_studies","master_of_fine_arts","master_of_music","master_of_education","master_of_engineering","master_of_architecture","juris_doctor","other"]},"opeId":{"type":"string","pattern":"^\\d{6}[A-Za-z\\d]{2}$","description":"identification number used by the U.S. Department of Education's Office of Postsecondary Education (OPE) to identify schools that have Program Participation Agreements (PPA) so that its students are eligible to participate in Federal Student Financial Assistance programs under Title IV regulations. This is a 6-digit number followed by a 2-digit suffix used to identify branches, additional locations, and other entities that are part of the eligible institution."}}}}
```

## The coApplicantInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"coApplicantInformation":{"type":"object","description":"The personal information of a co-applicant that may be considered in the\nunderwriting and approval of a loan.\n","properties":{"firstName":{"type":"string"},"lastName":{"type":"string"},"dateOfBirth":{"type":"string","format":"date"},"annualIncome":{"type":"integer","format":"int32"},"streetAddress1":{"type":"string","description":"Street address (primary address line)"},"streetAddress2":{"type":"string","description":"Secondary address line"},"city":{"type":"string"},"state":{"$ref":"#/components/schemas/state-lead"},"zipcode":{"type":"string","pattern":"^\\d{5}([-\\s]\\d{4})?$"}}},"state-lead":{"type":"string","format":"state","title":"state","description":"A two character upper case state, Puerto Rico, or District of Columbia code","enum":["AK","AL","AR","AZ","CA","CO","CT","DC","DE","FL","GA","HI","IA","ID","IL","IN","KS","KY","LA","MA","MD","ME","MI","MN","MO","MS","MT","NC","ND","NE","NH","NJ","NM","NV","NY","OH","OK","OR","PA","PR","RI","SC","SD","TN","TX","UT","VA","VI","VT","WA","WI","WV","WY"]}}}}
```

## The gender object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"gender":{"type":"string","enum":["male","female"]}}}}
```

## The healthInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"healthInformation":{"type":"object","properties":{"gender":{"$ref":"#/components/schemas/gender"},"heightInInches":{"type":"integer","format":"int32"},"weightInPounds":{"type":"integer","format":"int32"},"tobaccoSmoker":{"type":"boolean"}}},"gender":{"type":"string","enum":["male","female"]}}}}
```

## The vehicleInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"vehicleInformation":{"type":"object","title":"Vehicle information","properties":{"monthlyPayment":{"type":"number","format":"int32","description":"The lead's monthly auto loan payment"},"estimatedMileage":{"type":"number","format":"integer","description":"The vehicle's estimated number of miles driven"},"vehicleIdentificationNumber":{"type":"string","description":"The vehicle identification number (VIN) of the financed vehicle"},"vehicleUuid":{"type":"string","format":"uuid","description":"The UUID representing the unique Year/Make/Model/Trim of the financed vehicle"}}}}}}
```

## The priorCarrierInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"priorCarrierInformation":{"type":"object","title":"Prior Carrier Information","properties":{"carrierName":{"type":"string","description":"Name of the prior insurance carrier"},"timeInsuredMonths":{"type":"integer","format":"int32","description":"Duration in months the lead was insured with the prior carrier"}}}}}}
```

## The coverageInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"coverageInformation":{"type":"object","title":"Coverage Information","properties":{"bodilyInjuryAmount":{"type":"integer","format":"int32","description":"Bodily injury coverage amount"},"propertyDamageAmount":{"type":"integer","format":"int32","description":"Property damage coverage amount"},"collisionAmount":{"type":"integer","format":"int32","description":"Collision coverage amount"}}}}}}
```

## The garageInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"garageInformation":{"type":"object","title":"Garage Information","properties":{"address1":{"type":"string","description":"Street address line 1 of the garage location"},"address2":{"type":"string","description":"Street address line 2 of the garage location (optional)"},"city":{"type":"string","description":"City where the vehicle is garaged"},"state":{"type":"string","description":"State where the vehicle is garaged"},"zipCode":{"type":"string","description":"ZIP code of the garage address"}}}}}}
```

## The driverRole object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"driverRole":{"type":"string","enum":["primary","secondary","unlisted"]}}}}
```

## The personalInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"personalInformation":{"type":"object","properties":{"firstName":{"type":"string"},"lastName":{"type":"string"},"aliasFirstName":{"type":"string","description":"The first name the lead uses as an alias"},"aliasLastName":{"type":"string","description":"The last name the lead uses as an alias"},"email":{"$ref":"#/components/schemas/email"},"city":{"type":"string"},"state":{"$ref":"#/components/schemas/state-lead"},"workPhone":{"type":"string","pattern":"^1?\\d{10}$"},"primaryPhone":{"type":"string","pattern":"^1?\\d{10}$"},"bestTimeToCall":{"$ref":"#/components/schemas/bestTimeToCall"},"address1":{"type":"string","description":"Street address (primary address line)"},"address2":{"type":"string","description":"Secondary address line"},"addressMoveInDate":{"type":"string","format":"date","description":"The date the lead moved into their current address"},"zipcode":{"type":"string","pattern":"^\\d{5}([-\\s]\\d{4})?$"},"monthsAtAddress":{"type":"integer","format":"int32","description":"Number of months the provided address has been the lead's primary residence"},"driversLicenseNumber":{"type":"string"},"driversLicenseState":{"type":"string","description":"State in which the driver's license was issued"},"ipAddress":{"type":"string","format":"ip","description":"IP address"},"activeMilitary":{"type":"boolean","description":"Whether the lead is currently in the military (not a veteran)"},"militaryVeteran":{"type":"boolean","description":"Whether the lead is a veteran (should not be used if the lead is active in the military)"},"dateOfBirth":{"type":"string","format":"date"},"educationLevel":{"deprecated":true,"allOf":[{"$ref":"#/components/schemas/educationLevel"}]},"ssn":{"$ref":"#/components/schemas/ssn"},"citizenshipStatus":{"$ref":"#/components/schemas/citizenshipStatus"}}},"email":{"type":"string","format":"email","pattern":"^[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+(?:\\.[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+)*@(?:[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?\\.)+[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?$"},"state-lead":{"type":"string","format":"state","title":"state","description":"A two character upper case state, Puerto Rico, or District of Columbia code","enum":["AK","AL","AR","AZ","CA","CO","CT","DC","DE","FL","GA","HI","IA","ID","IL","IN","KS","KY","LA","MA","MD","ME","MI","MN","MO","MS","MT","NC","ND","NE","NH","NJ","NM","NV","NY","OH","OK","OR","PA","PR","RI","SC","SD","TN","TX","UT","VA","VI","VT","WA","WI","WV","WY"]},"bestTimeToCall":{"type":"string","enum":["morning","afternoon","evening","night"]},"educationLevel":{"type":"string","enum":["high_school","associate","bachelors","masters","doctorate","other_grad_degree","certificate","did_not_graduate","still_enrolled","other"]},"ssn":{"type":"string","pattern":"^(?!\\b(\\d)\\1+-(\\d)\\1+-(\\d)\\1+\\b)(?!123-45-6789|219-09-9999|078-05-1120)(?!666|000|9\\d{2})\\d{3}-(?!00)\\d{2}-(?!0{4})\\d{4}$"},"citizenshipStatus":{"type":"string","description":"Citizenship status","enum":["citizen","permanent_resident","other"]}}}}
```

## The driverInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"driverInformation":{"type":"object","title":"Driver Information","properties":{"role":{"$ref":"#/components/schemas/driverRole","description":"Role of the driver (e.g., primary, secondary)"},"gender":{"$ref":"#/components/schemas/gender","description":"Driver's gender"},"personalInformation":{"$ref":"#/components/schemas/personalInformation","description":"Personal information of the driver"}}},"driverRole":{"type":"string","enum":["primary","secondary","unlisted"]},"gender":{"type":"string","enum":["male","female"]},"personalInformation":{"type":"object","properties":{"firstName":{"type":"string"},"lastName":{"type":"string"},"aliasFirstName":{"type":"string","description":"The first name the lead uses as an alias"},"aliasLastName":{"type":"string","description":"The last name the lead uses as an alias"},"email":{"$ref":"#/components/schemas/email"},"city":{"type":"string"},"state":{"$ref":"#/components/schemas/state-lead"},"workPhone":{"type":"string","pattern":"^1?\\d{10}$"},"primaryPhone":{"type":"string","pattern":"^1?\\d{10}$"},"bestTimeToCall":{"$ref":"#/components/schemas/bestTimeToCall"},"address1":{"type":"string","description":"Street address (primary address line)"},"address2":{"type":"string","description":"Secondary address line"},"addressMoveInDate":{"type":"string","format":"date","description":"The date the lead moved into their current address"},"zipcode":{"type":"string","pattern":"^\\d{5}([-\\s]\\d{4})?$"},"monthsAtAddress":{"type":"integer","format":"int32","description":"Number of months the provided address has been the lead's primary residence"},"driversLicenseNumber":{"type":"string"},"driversLicenseState":{"type":"string","description":"State in which the driver's license was issued"},"ipAddress":{"type":"string","format":"ip","description":"IP address"},"activeMilitary":{"type":"boolean","description":"Whether the lead is currently in the military (not a veteran)"},"militaryVeteran":{"type":"boolean","description":"Whether the lead is a veteran (should not be used if the lead is active in the military)"},"dateOfBirth":{"type":"string","format":"date"},"educationLevel":{"deprecated":true,"allOf":[{"$ref":"#/components/schemas/educationLevel"}]},"ssn":{"$ref":"#/components/schemas/ssn"},"citizenshipStatus":{"$ref":"#/components/schemas/citizenshipStatus"}}},"email":{"type":"string","format":"email","pattern":"^[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+(?:\\.[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+)*@(?:[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?\\.)+[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?$"},"state-lead":{"type":"string","format":"state","title":"state","description":"A two character upper case state, Puerto Rico, or District of Columbia code","enum":["AK","AL","AR","AZ","CA","CO","CT","DC","DE","FL","GA","HI","IA","ID","IL","IN","KS","KY","LA","MA","MD","ME","MI","MN","MO","MS","MT","NC","ND","NE","NH","NJ","NM","NV","NY","OH","OK","OR","PA","PR","RI","SC","SD","TN","TX","UT","VA","VI","VT","WA","WI","WV","WY"]},"bestTimeToCall":{"type":"string","enum":["morning","afternoon","evening","night"]},"educationLevel":{"type":"string","enum":["high_school","associate","bachelors","masters","doctorate","other_grad_degree","certificate","did_not_graduate","still_enrolled","other"]},"ssn":{"type":"string","pattern":"^(?!\\b(\\d)\\1+-(\\d)\\1+-(\\d)\\1+\\b)(?!123-45-6789|219-09-9999|078-05-1120)(?!666|000|9\\d{2})\\d{3}-(?!00)\\d{2}-(?!0{4})\\d{4}$"},"citizenshipStatus":{"type":"string","description":"Citizenship status","enum":["citizen","permanent_resident","other"]}}}}
```

## The autoInsuranceInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"autoInsuranceInformation":{"type":"object","properties":{"numberOfVehicles":{"type":"integer","format":"int32"},"hasAutoInsurance":{"type":"boolean"},"priorCarrierInformation":{"$ref":"#/components/schemas/priorCarrierInformation"},"policyEffectiveDate":{"type":"string","format":"date"},"coverageInformation":{"$ref":"#/components/schemas/coverageInformation"},"garageInformation":{"$ref":"#/components/schemas/garageInformation"},"vehiclesInformation":{"type":"array","items":{"$ref":"#/components/schemas/vehicleInformation"}},"driversInformation":{"type":"array","items":{"$ref":"#/components/schemas/driverInformation"}}}},"priorCarrierInformation":{"type":"object","title":"Prior Carrier Information","properties":{"carrierName":{"type":"string","description":"Name of the prior insurance carrier"},"timeInsuredMonths":{"type":"integer","format":"int32","description":"Duration in months the lead was insured with the prior carrier"}}},"coverageInformation":{"type":"object","title":"Coverage Information","properties":{"bodilyInjuryAmount":{"type":"integer","format":"int32","description":"Bodily injury coverage amount"},"propertyDamageAmount":{"type":"integer","format":"int32","description":"Property damage coverage amount"},"collisionAmount":{"type":"integer","format":"int32","description":"Collision coverage amount"}}},"garageInformation":{"type":"object","title":"Garage Information","properties":{"address1":{"type":"string","description":"Street address line 1 of the garage location"},"address2":{"type":"string","description":"Street address line 2 of the garage location (optional)"},"city":{"type":"string","description":"City where the vehicle is garaged"},"state":{"type":"string","description":"State where the vehicle is garaged"},"zipCode":{"type":"string","description":"ZIP code of the garage address"}}},"vehicleInformation":{"type":"object","title":"Vehicle information","properties":{"monthlyPayment":{"type":"number","format":"int32","description":"The lead's monthly auto loan payment"},"estimatedMileage":{"type":"number","format":"integer","description":"The vehicle's estimated number of miles driven"},"vehicleIdentificationNumber":{"type":"string","description":"The vehicle identification number (VIN) of the financed vehicle"},"vehicleUuid":{"type":"string","format":"uuid","description":"The UUID representing the unique Year/Make/Model/Trim of the financed vehicle"}}},"driverInformation":{"type":"object","title":"Driver Information","properties":{"role":{"$ref":"#/components/schemas/driverRole","description":"Role of the driver (e.g., primary, secondary)"},"gender":{"$ref":"#/components/schemas/gender","description":"Driver's gender"},"personalInformation":{"$ref":"#/components/schemas/personalInformation","description":"Personal information of the driver"}}},"driverRole":{"type":"string","enum":["primary","secondary","unlisted"]},"gender":{"type":"string","enum":["male","female"]},"personalInformation":{"type":"object","properties":{"firstName":{"type":"string"},"lastName":{"type":"string"},"aliasFirstName":{"type":"string","description":"The first name the lead uses as an alias"},"aliasLastName":{"type":"string","description":"The last name the lead uses as an alias"},"email":{"$ref":"#/components/schemas/email"},"city":{"type":"string"},"state":{"$ref":"#/components/schemas/state-lead"},"workPhone":{"type":"string","pattern":"^1?\\d{10}$"},"primaryPhone":{"type":"string","pattern":"^1?\\d{10}$"},"bestTimeToCall":{"$ref":"#/components/schemas/bestTimeToCall"},"address1":{"type":"string","description":"Street address (primary address line)"},"address2":{"type":"string","description":"Secondary address line"},"addressMoveInDate":{"type":"string","format":"date","description":"The date the lead moved into their current address"},"zipcode":{"type":"string","pattern":"^\\d{5}([-\\s]\\d{4})?$"},"monthsAtAddress":{"type":"integer","format":"int32","description":"Number of months the provided address has been the lead's primary residence"},"driversLicenseNumber":{"type":"string"},"driversLicenseState":{"type":"string","description":"State in which the driver's license was issued"},"ipAddress":{"type":"string","format":"ip","description":"IP address"},"activeMilitary":{"type":"boolean","description":"Whether the lead is currently in the military (not a veteran)"},"militaryVeteran":{"type":"boolean","description":"Whether the lead is a veteran (should not be used if the lead is active in the military)"},"dateOfBirth":{"type":"string","format":"date"},"educationLevel":{"deprecated":true,"allOf":[{"$ref":"#/components/schemas/educationLevel"}]},"ssn":{"$ref":"#/components/schemas/ssn"},"citizenshipStatus":{"$ref":"#/components/schemas/citizenshipStatus"}}},"email":{"type":"string","format":"email","pattern":"^[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+(?:\\.[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+)*@(?:[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?\\.)+[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?$"},"state-lead":{"type":"string","format":"state","title":"state","description":"A two character upper case state, Puerto Rico, or District of Columbia code","enum":["AK","AL","AR","AZ","CA","CO","CT","DC","DE","FL","GA","HI","IA","ID","IL","IN","KS","KY","LA","MA","MD","ME","MI","MN","MO","MS","MT","NC","ND","NE","NH","NJ","NM","NV","NY","OH","OK","OR","PA","PR","RI","SC","SD","TN","TX","UT","VA","VI","VT","WA","WI","WV","WY"]},"bestTimeToCall":{"type":"string","enum":["morning","afternoon","evening","night"]},"educationLevel":{"type":"string","enum":["high_school","associate","bachelors","masters","doctorate","other_grad_degree","certificate","did_not_graduate","still_enrolled","other"]},"ssn":{"type":"string","pattern":"^(?!\\b(\\d)\\1+-(\\d)\\1+-(\\d)\\1+\\b)(?!123-45-6789|219-09-9999|078-05-1120)(?!666|000|9\\d{2})\\d{3}-(?!00)\\d{2}-(?!0{4})\\d{4}$"},"citizenshipStatus":{"type":"string","description":"Citizenship status","enum":["citizen","permanent_resident","other"]}}}}
```

## The packageType object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"packageType":{"type":"string","description":"Life insurance package types","enum":["basic","essential","elite"]}}}}
```

## The lifeInsuranceInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"lifeInsuranceInformation":{"type":"object","title":"Life insurance information","description":"Life insurance information","properties":{"carrierUuid":{"type":"string","format":"uuid","description":"Carrier UUID of the policy\n"},"duration":{"type":"integer","format":"int32","description":"Duration, in years\n"},"policyAmount":{"type":"integer","format":"int32","description":"Policy amount, in dollars"},"packageTypes":{"type":"array","items":{"$ref":"#/components/schemas/packageType"}}}},"packageType":{"type":"string","description":"Life insurance package types","enum":["basic","essential","elite"]}}}}
```

## The refinanceLoanType object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"refinanceLoanType":{"type":"string","enum":["federal_student_loan","private_student_loan"]}}}}
```

## The refinanceLoanInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"refinanceLoanInformation":{"type":"object","title":"Refinance loan information","properties":{"accountNumber":{"type":"string","description":"The account number for a loan the lead is refinancing"},"incomeBasedRepayment":{"type":"boolean","description":"If the repayment is income-based for a loan the lead is refinancing"},"interestRate":{"type":"number","format":"float","description":"The interest rate for a loan the lead is refinancing"},"loanAmount":{"type":"integer","format":"int32","description":"The loan amount for a loan the lead is refinancing"},"loanServicer":{"type":"string","description":"The name of a loan servicer of a loan the lead is refinancing"},"loanType":{"$ref":"#/components/schemas/refinanceLoanType","description":"The loan type for a loan the lead is refinancing"},"nextPaymentAmount":{"type":"number","format":"float","description":"The amount the next payment will be on a loan the lead is refinancing"},"nextPaymentDate":{"type":"string","format":"date","description":"The next payment date for a loan the lead is refinancing"}}},"refinanceLoanType":{"type":"string","enum":["federal_student_loan","private_student_loan"]}}}}
```

## The idType object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"idType":{"type":"string","enum":["driver_license","state_id","passport"]}}}}
```

## The identificationInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"identificationInformation":{"type":"object","properties":{"idNumber":{"type":"string","description":"The ID number supplied by the lead"},"idState":{"type":"string","description":"The state of issue of the supplied ID"},"idType":{"$ref":"#/components/schemas/idType","description":"The form of the ID number supplied by the lead"}}},"idType":{"type":"string","enum":["driver_license","state_id","passport"]}}}}
```

## The clientTags object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"clientTags":{"type":"object","description":"Arbitrary key-values mappings to associate with a `Lead`. This field can be use to attach `subid`s to a `Lead`","additionalProperties":{"type":"array","items":{"type":"string"}},"maxProperties":1,"minProperties":1}}}}
```

## The sessionInformation object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"sessionInformation":{"type":"object","description":"Browsing session information accociated with a `Lead`","properties":{"ipAddress":{"type":"string"},"userAgent":{"type":"string"},"browserFingerprint":{"type":"string"}}}}}}
```

## The offerSearch object

```json
{"openapi":"3.1.0","info":{"title":"OfferCatalog RateTable (2025-10-15)","version":"2025-10-15"},"components":{"schemas":{"offerSearch":{"type":"object","description":"An `OfferSearch` sourced from generic offers customized to a `Lead` input. Formerly Known As - RateTable","required":["uuid","leadUuid","offers"],"properties":{"uuid":{"type":"string","format":"uuid","description":"Primary UUID for an `OfferSearch`"},"leadUuid":{"type":"string","format":"uuid","description":"UUID of the associated `Lead`"},"partnerPageUrl":{"type":"string","description":"Link to the PartnerPage if one exists"},"offers":{"type":"array","items":{"$ref":"#/components/schemas/GenericOffer"}},"pendingResponses":{"type":"array","description":"List of demand partners which have been queried, but have not responded yet. 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```

## The leadRequestOfferCatalogJson object

```json
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to."},"loanInformation":{"$ref":"#/components/schemas/loanInformation"},"personalInformation":{"$ref":"#/components/schemas/personalInformationRequest"},"personalReferenceInformation":{"$ref":"#/components/schemas/personalReferenceInformation"},"mortgageInformation":{"$ref":"#/components/schemas/mortgageInformation"},"creditCardInformation":{"$ref":"#/components/schemas/creditCardInformation"},"savingsInformation":{"$ref":"#/components/schemas/savingsInformation"},"creditInformation":{"$ref":"#/components/schemas/creditInformation"},"financialInformation":{"$ref":"#/components/schemas/financialInformationRequest"},"employmentInformation":{"$ref":"#/components/schemas/employmentInformation"},"legalInformation":{"$ref":"#/components/schemas/legalInformation"},"educationInformation":{"$ref":"#/components/schemas/educationInformation"},"coApplicantInformation":{"$ref":"#/components/schemas/coApplicantInformation"},"healthInformation":{"$ref":"#/components/schemas/healthInformation"},"vehicleInformation":{"$ref":"#/components/schemas/vehicleInformation"},"autoInsuranceInformation":{"$ref":"#/components/schemas/autoInsuranceInformation"},"lifeInsuranceInformation":{"$ref":"#/components/schemas/lifeInsuranceInformation"},"refinanceLoans":{"type":"array","items":{"$ref":"#/components/schemas/refinanceLoanInformation"},"description":"One or more loans that the lead wishes to refinance or consolidate"},"identificationInformation":{"$ref":"#/components/schemas/identificationInformation"},"clientTags":{"$ref":"#/components/schemas/clientTags"},"sessionInformation":{"$ref":"#/components/schemas/sessionInformation"}}},"ProductType":{"type":"string","title":"ProductType","description":"Available product types from the Offer Catalog","enum":["AlternativeInvestments","AutoInsurance","AutomobileInsurance","AutomobileLoan","AutomobileRefinance","AutoServices","BankingAccount","BrokerageAccount","BudgetingTools","BusinessLendingMarketplace","BusinessLineOfCredit","CancellationServices","CashAdvance","CashManagementAccount","CashRewards","CertificateOfDeposit","CheckingAccount","CommercialAutoLoan","CreditBuilderDebitCard","CreditBuilderLoan","CreditBuilderSecuredCreditCard","CreditMonitoring","CreditRepair","CryptoBrokerage","DebtSettlement","EarnedWageAccess","EducationOffers","Freebies","GigEconomy","HomeEquityLineOfCredit","HomeEquityLoan","IncomeOpportunities","IncomeProtection","InstallmentLoanMarketplace","MoneyMarketAccount","MortgageCashOutRefinance","MortgagePurchase","MortgageRefinance","OverdraftProtection","RentersInsurance","RentUtilityBillReporting","RevenueBasedFinancing","RoboInvesting","SavingsAccount","SecuredCreditCard","SecuredPersonalLoan","SpecialtyVehicleInsurance","StudentLoan","StudentLoanRefinance","TaxFiling","TermLifeInsurance","TravelOffers","UnsecuredCreditCard","UnsecuredLineOfCredit","UnsecuredPersonalLoan","UtilitiesDiscounts"]},"loanInformation":{"type":"object","properties":{"purpose":{"$ref":"#/components/schemas/purpose"},"loanAmount":{"type":"integer","format":"int32"}}},"purpose":{"type":"string","enum":["auto","auto_purchase","auto_refinance","baby","boat","business","car_repair","cosmetic","credit_card_refi","debt_consolidation","emergency","engagement","green","home_improvement","home_purchase","home_refi","household_expenses","large_purchases","life_event","medical_dental","motorcycle","moving_relocation","other","rv","special_occasion","student_loan","student_loan_refi","taxes","unknown","vacation","wedding"]},"personalInformationRequest":{"type":"object","properties":{"firstName":{"type":"string"},"lastName":{"type":"string"},"aliasFirstName":{"type":"string","description":"The first name the lead uses as an alias"},"aliasLastName":{"type":"string","description":"The last name the lead uses as an alias"},"email":{"$ref":"#/components/schemas/email"},"city":{"type":"string"},"state":{"$ref":"#/components/schemas/state-lead"},"workPhone":{"type":"string","pattern":"^1?\\d{10}$"},"primaryPhone":{"type":"string","pattern":"^1?\\d{10}$"},"bestTimeToCall":{"$ref":"#/components/schemas/bestTimeToCall"},"address1":{"type":"string","description":"Street address (primary address line)"},"address2":{"type":"string","description":"Secondary address line"},"addressMoveInDate":{"type":"string","format":"date","description":"The date the lead moved into their current address"},"zipcode":{"type":"string","pattern":"^\\d{5}([-\\s]\\d{4})?$"},"monthsAtAddress":{"type":"integer","format":"int32","description":"Number of months the provided address has been the lead's primary residence"},"driversLicenseNumber":{"type":"string"},"driversLicenseState":{"type":"string","description":"State in which the driver's license was issued"},"ipAddress":{"type":"string","format":"ip","description":"IP address"},"activeMilitary":{"type":"boolean","description":"Whether the lead is currently in the military (not a veteran)"},"militaryVeteran":{"type":"boolean","description":"Whether the lead is a veteran (should not be used if the lead is active in the military)"},"dateOfBirth":{"type":"string","format":"date"},"educationLevel":{"deprecated":true,"allOf":[{"$ref":"#/components/schemas/educationLevel"}]},"ssn":{"$ref":"#/components/schemas/ssn"},"citizenshipStatus":{"$ref":"#/components/schemas/citizenshipStatus"}}},"email":{"type":"string","format":"email","pattern":"^[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+(?:\\.[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+)*@(?:[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?\\.)+[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?$"},"state-lead":{"type":"string","format":"state","title":"state","description":"A two character upper case state, Puerto Rico, or District of Columbia code","enum":["AK","AL","AR","AZ","CA","CO","CT","DC","DE","FL","GA","HI","IA","ID","IL","IN","KS","KY","LA","MA","MD","ME","MI","MN","MO","MS","MT","NC","ND","NE","NH","NJ","NM","NV","NY","OH","OK","OR","PA","PR","RI","SC","SD","TN","TX","UT","VA","VI","VT","WA","WI","WV","WY"]},"bestTimeToCall":{"type":"string","enum":["morning","afternoon","evening","night"]},"educationLevel":{"type":"string","enum":["high_school","associate","bachelors","masters","doctorate","other_grad_degree","certificate","did_not_graduate","still_enrolled","other"]},"ssn":{"type":"string","pattern":"^(?!\\b(\\d)\\1+-(\\d)\\1+-(\\d)\\1+\\b)(?!123-45-6789|219-09-9999|078-05-1120)(?!666|000|9\\d{2})\\d{3}-(?!00)\\d{2}-(?!0{4})\\d{4}$"},"citizenshipStatus":{"type":"string","description":"Citizenship status","enum":["citizen","permanent_resident","other"]},"personalReferenceInformation":{"type":"object","properties":{"firstName":{"type":"string","description":"The first name of the personal reference supplied by the lead"},"lastName":{"type":"string","description":"The last name of the personal reference supplied by the lead"},"primaryPhone":{"type":"string","pattern":"^1?\\d{10}$","description":"The phone number of the personal reference supplied by the lead"},"relationType":{"$ref":"#/components/schemas/personalReferenceRelationType","description":"The relation of the personal reference supplied by the lead"}}},"personalReferenceRelationType":{"type":"string","enum":["parent","employer","spouse","guardian","sibling","relative","friend","other"]},"mortgageInformation":{"type":"object","properties":{"propertyType":{"$ref":"#/components/schemas/propertyType"},"propertyValue":{"type":"integer","format":"int32"},"mortgageBalance":{"type":"integer","format":"int32"},"lenderName":{"type":"string"},"hasFHALoan":{"type":"boolean"},"currentWithLoan":{"type":"boolean"},"propertyStatus":{"$ref":"#/components/schemas/propertyStatus"},"mortgageType":{"$ref":"#/components/schemas/mortgageType"},"mortgageAmount":{"type":"integer","format":"int32","description":"Amount the lead will borrow"},"downPaymentAmount":{"type":"integer","format":"int32"},"propertyState":{"type":"string"},"propertyCounty":{"type":"string"},"propertyAddress1":{"type":"string","description":"Street address (primary address line)"},"propertyAddress2":{"type":"string","description":"Secondary address line"},"propertyZipcode":{"type":"string"},"propertyCity":{"type":"string"},"refinanceAmount":{"type":"integer","format":"int32","description":"Amount the lead will borrow for refinancing an existing mortgage"},"cashOutAmount":{"type":"integer","format":"int32","description":"Additional amount the lead will borrow against existing home equity in the case of refinance"},"occupancyType":{"$ref":"#/components/schemas/occupancyType"},"refinanceType":{"$ref":"#/components/schemas/refinanceType"},"propertySearchStatus":{"$ref":"#/components/schemas/propertySearchStatus"},"numUnits":{"type":"integer","format":"int32","description":"The number of legal units on the property"},"closingDate":{"type":"string","format":"date"},"purchaseStatus":{"$ref":"#/components/schemas/purchaseStatus"},"purchaseDate":{"type":"string","format":"date"},"monthlyHoaFee":{"type":"number","format":"float","description":"The amount of the HOA fee for the lead"},"mortgageCompany":{"type":"string","description":"The name of the company holding the lead's mortgage"},"mortgageEscrowAmount":{"type":"number","format":"float","description":"The amount of escrow the lead pays"},"includeFhaLoans":{"type":"boolean","description":"If true, the lead will receive FHA loan offers; if false, they will not.\n"},"includeVaLoans":{"type":"boolean","description":"If true, the lead will receive VA loan offers; if false, they will not.\n"},"requestedLoanTerms":{"type":"array","items":{"$ref":"#/components/schemas/mortgageLoanType"}},"mortechCreditRating":{"$ref":"#/components/schemas/mortechCreditRating"}}},"propertyType":{"type":"string","enum":["rent","condo","multi_unit","single_family","townhouse"]},"propertyStatus":{"type":"string","enum":["own_outright","own_with_mortgage","rent"]},"mortgageType":{"type":"string","enum":["purchase","refinance"]},"occupancyType":{"type":"string","enum":["primary","secondary","investment"]},"refinanceType":{"type":"string","enum":["cash_out","rate_term"]},"propertySearchStatus":{"type":"string","enum":["found","not_found"]},"purchaseStatus":{"type":"string","enum":["no_offer","offer_accepted","offer_pending","under_contract"]},"mortgageLoanType":{"type":"string","enum":["ten_year_fixed","fifteen_year_fixed","twenty_year_fixed","thirty_year_fixed","forty_year_fixed","three_year_intro_30_year_adjustable","five_year_intro_30_year_adjustable","seven_year_intro_30_year_adjustable","ten_year_intro_30_year_adjustable"]},"mortechCreditRating":{"type":"string","enum":["Excellent (780-850)","Excellent (760-779)","Excellent (740-759)","Good (720-739)","Good (700-719)","Fair (680-699)","Fair (660-679)","Poor (640-659)","Poor (620-639)","Poor (580-619)","Poor (Under 580)"]},"creditCardInformation":{"type":"object","properties":{"allowAnnualFee":{"type":"boolean"},"cardPurposes":{"type":"array","items":{"$ref":"#/components/schemas/cardPurposes"},"description":"A list of card purposes in which the lead is interested"}}},"cardPurposes":{"type":"string","description":"Purposes or categories related to a credit card","enum":["balance_transfer","cash_back","earning_rewards","improve_credit","low_interest","new_to_credit","student","travel_incentives"]},"savingsInformation":{"type":"object","properties":{"minDepositAmount":{"type":"integer","format":"int64","description":"The minimum amount a `Lead` is interested in depositing when opening a new savings account"},"maxDepositAmount":{"type":"integer","format":"int64","description":"The maximum amount a `Lead` is interested in depositing when opening a new savings account"}}},"creditInformation":{"type":"object","description":"Credit history information relating to a `Lead`","properties":{"providedCreditRating":{"$ref":"#/components/schemas/providedCreditRating"},"providedNumericCreditScore":{"type":"integer","format":"int32","description":"FICO credit score provided by a `Lead`"}}},"providedCreditRating":{"type":"string","enum":["excellent","good","fair","poor","limited","unknown"]},"financialInformationRequest":{"type":"object","properties":{"employmentStatus":{"$ref":"#/components/schemas/employmentStatus"},"employmentPayFrequency":{"$ref":"#/components/schemas/employmentPayFrequency"},"annualIncome":{"type":"integer","format":"int32"},"monthlyNetIncome":{"type":"integer","format":"int32"},"bankName":{"type":"string"},"bankRoutingNumber":{"type":"string"},"bankAccountType":{"$ref":"#/components/schemas/bankAccountType"},"creditCardDebt":{"type":"integer","format":"int32"},"monthsAtBank":{"type":"integer","format":"int32"},"bankAccountNumber":{"type":"string"},"monthlyDebt":{"type":"integer","format":"int32"},"totalAssets":{"type":"integer","format":"int32"},"monthlyHousingPayment":{"type":"integer","format":"int32"},"availableAssets":{"type":"integer","format":"int32"},"additionalIncome":{"type":"integer","format":"int32","description":"The amount of additional income the lead recieves"},"additionalIncomeFrequency":{"$ref":"#/components/schemas/employmentPayFrequency","description":"The frequency the lead recieves additional income"},"hasDirectDeposit":{"type":"boolean","description":"Do you have a direct deposit?"},"totalUnsecuredDebt":{"type":"integer","format":"int32","description":"Approximate total unsecured debt in dollars"}}},"employmentStatus":{"type":"string","enum":["employed","employed_full_time","employed_part_time","military","not_employed","self_employed","retired","other"]},"employmentPayFrequency":{"type":"string","enum":["weekly","biweekly","twice_monthly","monthly"]},"bankAccountType":{"type":"string","enum":["checking","savings","other"]},"employmentInformation":{"type":"object","properties":{"employerName":{"type":"string"},"employerAddress":{"type":"string"},"employerAddress2":{"type":"string"},"employerCity":{"type":"string"},"employerPhone":{"type":"string"},"employerState":{"type":"string"},"employerZip":{"type":"string"},"jobTitle":{"type":"string"},"monthsEmployed":{"type":"integer","format":"int32"},"directDeposit":{"type":"boolean","description":"Whether a `Lead` uses direct deposit for their salary"},"payDate1":{"type":"string","format":"date"},"payDate2":{"type":"string","format":"date"},"startDate":{"type":"string","format":"date","description":"The date the lead started working at their current employer (YYYY-MM-DD)"}}},"legalInformation":{"type":"object","description":"Information regarding a `Lead`'s communication consent","properties":{"consentsToFcra":{"type":"boolean","description":"Whether the lead was shown, and consented to a Fair Credit Reporting Act notice"},"consentsToSms":{"type":"boolean","description":"The lead agrees to recieve SMS text messages from the Financial Institution"},"consentsToTcpa":{"type":"boolean","description":"Whether the lead was shown, and consented to a Telephone Consumer Protection Act notice"},"batchConsentVersion":{"$ref":"#/components/schemas/batchConsentVersion"},"fcraLanguage":{"type":"string","description":"The exact FCRA language to which the lead consented"},"tcpaLanguage":{"type":"string","description":"The exact TCPA language to which the lead consented"},"batchConsentLanguage":{"type":"string","description":"The exact batch consent language to which the lead consented"}}},"batchConsentVersion":{"type":"string","enum":["v1","v2"]},"educationInformation":{"type":"object","properties":{"educationLevel":{"$ref":"#/components/schemas/educationLevel"},"graduateDegreeType":{"$ref":"#/components/schemas/graduateDegreeType"},"universityAttended":{"type":"string","description":"Name of university where a lead received their undergraduate degree.\nA lookup service for possible universities is available from using the /leads/universities endpoint.\nTo maximize returned offers, this string must match one of the names returned from the lookup.\n","deprecated":true},"universityOpeId":{"type":"string","$ref":"#/components/schemas/opeId"},"graduationDate":{"type":"string","format":"date","description":"Date the lead graudated from undergrad (YYYY-MM-DD)","deprecated":true},"graduateGraduationDate":{"type":"string","format":"date","description":"Lead's graduate school graduation date (YYYY-MM-DD)"},"graduateLastAttendedDate":{"type":"string","format":"date","description":"Lead's last attended month/year for graduate school (YYYY-MM-DD)"},"graduateUniversityAttended":{"type":"string","description":"Name of university where a lead received their graduate degree.\nA lookup service for possible universities is available from using the /leads/universities endpoint.\nTo maximize returned offers, this string must match one of the names returned from the lookup.\n"},"graduateUniversityOpeId":{"$ref":"#/components/schemas/opeId"},"undergraduateGraduationDate":{"type":"string","format":"date","description":"Date the lead graduated from undergrad (YYYY-MM-DD)."},"undergraduateLastAttendedDate":{"type":"string","format":"date","description":"Lead's last attended month/year for undergrad (YYYY-MM-DD)"},"undergraduateUniversityAttended":{"type":"string","description":"Name of university where a lead received their undergraduate degree.\nA lookup service for possible universities is available from using the /leads/universities endpoint.\nTo maximize returned offers, this string must match one of the names returned from the lookup.\n"},"undergraduateUniversityOpeId":{"type":"string","$ref":"#/components/schemas/opeId"}}},"graduateDegreeType":{"type":"string","enum":["doctor_of_medicine","doctor_of_osteopathic_medicine","doctor_of_optometry","doctor_of_dental_medicine","dentariae_medicinae_doctoris","doctor_of_dental_surgery","doctor_of_veterinary_medicine","doctor_of_pharmacy","veterinariae_medicinae_doctoris","master_of_arts","master_of_science","master_of_research","master_of_research_project","master_of_studies","master_of_business_administration","master_of_library_science","master_of_public_administration","master_of_public_health","master_of_laws","master_of_arts_liberal_studies","master_of_fine_arts","master_of_music","master_of_education","master_of_engineering","master_of_architecture","juris_doctor","other"]},"opeId":{"type":"string","pattern":"^\\d{6}[A-Za-z\\d]{2}$","description":"identification number used by the U.S. Department of Education's Office of Postsecondary Education (OPE) to identify schools that have Program Participation Agreements (PPA) so that its students are eligible to participate in Federal Student Financial Assistance programs under Title IV regulations. This is a 6-digit number followed by a 2-digit suffix used to identify branches, additional locations, and other entities that are part of the eligible institution."},"coApplicantInformation":{"type":"object","description":"The personal information of a co-applicant that may be considered in the\nunderwriting and approval of a loan.\n","properties":{"firstName":{"type":"string"},"lastName":{"type":"string"},"dateOfBirth":{"type":"string","format":"date"},"annualIncome":{"type":"integer","format":"int32"},"streetAddress1":{"type":"string","description":"Street address (primary address line)"},"streetAddress2":{"type":"string","description":"Secondary address line"},"city":{"type":"string"},"state":{"$ref":"#/components/schemas/state-lead"},"zipcode":{"type":"string","pattern":"^\\d{5}([-\\s]\\d{4})?$"}}},"healthInformation":{"type":"object","properties":{"gender":{"$ref":"#/components/schemas/gender"},"heightInInches":{"type":"integer","format":"int32"},"weightInPounds":{"type":"integer","format":"int32"},"tobaccoSmoker":{"type":"boolean"}}},"gender":{"type":"string","enum":["male","female"]},"vehicleInformation":{"type":"object","title":"Vehicle information","properties":{"monthlyPayment":{"type":"number","format":"int32","description":"The lead's monthly auto loan payment"},"estimatedMileage":{"type":"number","format":"integer","description":"The vehicle's estimated number of miles driven"},"vehicleIdentificationNumber":{"type":"string","description":"The vehicle identification number (VIN) of the financed vehicle"},"vehicleUuid":{"type":"string","format":"uuid","description":"The UUID representing the unique Year/Make/Model/Trim of the financed vehicle"}}},"autoInsuranceInformation":{"type":"object","properties":{"numberOfVehicles":{"type":"integer","format":"int32"},"hasAutoInsurance":{"type":"boolean"},"priorCarrierInformation":{"$ref":"#/components/schemas/priorCarrierInformation"},"policyEffectiveDate":{"type":"string","format":"date"},"coverageInformation":{"$ref":"#/components/schemas/coverageInformation"},"garageInformation":{"$ref":"#/components/schemas/garageInformation"},"vehiclesInformation":{"type":"array","items":{"$ref":"#/components/schemas/vehicleInformation"}},"driversInformation":{"type":"array","items":{"$ref":"#/components/schemas/driverInformation"}}}},"priorCarrierInformation":{"type":"object","title":"Prior Carrier Information","properties":{"carrierName":{"type":"string","description":"Name of the prior insurance carrier"},"timeInsuredMonths":{"type":"integer","format":"int32","description":"Duration in months the lead was insured with the prior carrier"}}},"coverageInformation":{"type":"object","title":"Coverage Information","properties":{"bodilyInjuryAmount":{"type":"integer","format":"int32","description":"Bodily injury coverage amount"},"propertyDamageAmount":{"type":"integer","format":"int32","description":"Property damage coverage amount"},"collisionAmount":{"type":"integer","format":"int32","description":"Collision coverage amount"}}},"garageInformation":{"type":"object","title":"Garage Information","properties":{"address1":{"type":"string","description":"Street address line 1 of the garage location"},"address2":{"type":"string","description":"Street address line 2 of the garage location (optional)"},"city":{"type":"string","description":"City where the vehicle is garaged"},"state":{"type":"string","description":"State where the vehicle is garaged"},"zipCode":{"type":"string","description":"ZIP code of the garage address"}}},"driverInformation":{"type":"object","title":"Driver Information","properties":{"role":{"$ref":"#/components/schemas/driverRole","description":"Role of the driver (e.g., primary, secondary)"},"gender":{"$ref":"#/components/schemas/gender","description":"Driver's gender"},"personalInformation":{"$ref":"#/components/schemas/personalInformation","description":"Personal information of the driver"}}},"driverRole":{"type":"string","enum":["primary","secondary","unlisted"]},"personalInformation":{"type":"object","properties":{"firstName":{"type":"string"},"lastName":{"type":"string"},"aliasFirstName":{"type":"string","description":"The first name the lead uses as an alias"},"aliasLastName":{"type":"string","description":"The last name the lead uses as an alias"},"email":{"$ref":"#/components/schemas/email"},"city":{"type":"string"},"state":{"$ref":"#/components/schemas/state-lead"},"workPhone":{"type":"string","pattern":"^1?\\d{10}$"},"primaryPhone":{"type":"string","pattern":"^1?\\d{10}$"},"bestTimeToCall":{"$ref":"#/components/schemas/bestTimeToCall"},"address1":{"type":"string","description":"Street address (primary address line)"},"address2":{"type":"string","description":"Secondary address line"},"addressMoveInDate":{"type":"string","format":"date","description":"The date the lead moved into their current address"},"zipcode":{"type":"string","pattern":"^\\d{5}([-\\s]\\d{4})?$"},"monthsAtAddress":{"type":"integer","format":"int32","description":"Number of months the provided address has been the lead's primary residence"},"driversLicenseNumber":{"type":"string"},"driversLicenseState":{"type":"string","description":"State in which the driver's license was issued"},"ipAddress":{"type":"string","format":"ip","description":"IP address"},"activeMilitary":{"type":"boolean","description":"Whether the lead is currently in the military (not a veteran)"},"militaryVeteran":{"type":"boolean","description":"Whether the lead is a veteran (should not be used if the lead is active in the military)"},"dateOfBirth":{"type":"string","format":"date"},"educationLevel":{"deprecated":true,"allOf":[{"$ref":"#/components/schemas/educationLevel"}]},"ssn":{"$ref":"#/components/schemas/ssn"},"citizenshipStatus":{"$ref":"#/components/schemas/citizenshipStatus"}}},"lifeInsuranceInformation":{"type":"object","title":"Life insurance information","description":"Life insurance information","properties":{"carrierUuid":{"type":"string","format":"uuid","description":"Carrier UUID of the policy\n"},"duration":{"type":"integer","format":"int32","description":"Duration, in years\n"},"policyAmount":{"type":"integer","format":"int32","description":"Policy amount, in dollars"},"packageTypes":{"type":"array","items":{"$ref":"#/components/schemas/packageType"}}}},"packageType":{"type":"string","description":"Life insurance package types","enum":["basic","essential","elite"]},"refinanceLoanInformation":{"type":"object","title":"Refinance loan information","properties":{"accountNumber":{"type":"string","description":"The account number for a loan the lead is refinancing"},"incomeBasedRepayment":{"type":"boolean","description":"If the repayment is income-based for a loan the lead is refinancing"},"interestRate":{"type":"number","format":"float","description":"The interest rate for a loan the lead is refinancing"},"loanAmount":{"type":"integer","format":"int32","description":"The loan amount for a loan the lead is refinancing"},"loanServicer":{"type":"string","description":"The name of a loan servicer of a loan the lead is refinancing"},"loanType":{"$ref":"#/components/schemas/refinanceLoanType","description":"The loan type for a loan the lead is refinancing"},"nextPaymentAmount":{"type":"number","format":"float","description":"The amount the next payment will be on a loan the lead is refinancing"},"nextPaymentDate":{"type":"string","format":"date","description":"The next payment date for a loan the lead is refinancing"}}},"refinanceLoanType":{"type":"string","enum":["federal_student_loan","private_student_loan"]},"identificationInformation":{"type":"object","properties":{"idNumber":{"type":"string","description":"The ID number supplied by the lead"},"idState":{"type":"string","description":"The state of issue of the supplied ID"},"idType":{"$ref":"#/components/schemas/idType","description":"The form of the ID number supplied by the lead"}}},"idType":{"type":"string","enum":["driver_license","state_id","passport"]},"clientTags":{"type":"object","description":"Arbitrary key-values mappings to associate with a `Lead`. This field can be use to attach `subid`s to a `Lead`","additionalProperties":{"type":"array","items":{"type":"string"}},"maxProperties":1,"minProperties":1},"sessionInformation":{"type":"object","description":"Browsing session information accociated with a `Lead`","properties":{"ipAddress":{"type":"string"},"userAgent":{"type":"string"},"browserFingerprint":{"type":"string"}}}}}}
```